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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Brilliant service

The website is Extremely easy to use, I recived the money within 12 hours for applying. And I haven't had a problem with my repayments! So Layed back it's almost horizontal Reviewed on: 2nd June 2017

Brilliant

Excellent service nothing is ever a problem Reviewed on: 2nd June 2017

Money loan.

Brilliant firm to deal with. No fuss, no lengthy waiting, straight to the point. Reviewed on: 2nd June 2017

Good

Easy to get it's only take fwe minutes Reviewed on: 2nd June 2017

Simple and quick

I found it very simple and quick to apply for a loan. The process was dealt with ease and in a comfortable manner. Reviewed on: 2nd June 2017

Peer to peer lending - better than banks

I was looking for a way to borrow money but to put interest generated into the hands of everyday people, not banks. Zopa fitted the bill and we have even become lenders now too ourselves. A great company, easy to deal with, very good rates and did I mention no banks involved? Reviewed on: 2nd June 2017

Love Zopa

Quick easy to use and check and even pay back early if you want! Reviewed on: 2nd June 2017

Great provider

Great provider, an instant response and no hassle! Reviewed on: 2nd June 2017

Excellent!

The simplest loan I've ever had. Easy to apply for and, crucially, the easiest to manage online. The website is very good - simple and with exactly the right info you need. Good rates too! Will be using again for sure. Reviewed on: 2nd June 2017

Great rates and quick accpetance

Originally applied to one of the high st banks and the rate they gave was double the advertised rate. tried Zopa and got the rate I was happy with. all very easy. Reviewed on: 2nd June 2017

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