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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent!

The simplest loan I've ever had. Easy to apply for and, crucially, the easiest to manage online. The website is very good - simple and with exactly the right info you need. Good rates too! Will be using again for sure. Reviewed on: 2nd June 2017

Great rates and quick accpetance

Originally applied to one of the high st banks and the rate they gave was double the advertised rate. tried Zopa and got the rate I was happy with. all very easy. Reviewed on: 2nd June 2017

Excellent service.

I needed my loan quickly. Zopa approved my application and the money was in my bank within 3 days. Excellent communication throughout. Thank you. Reviewed on: 2nd June 2017

Easy & competitive loans

Used this company twice & found the loans were easy to apply for & the rates were competitive. When it came to clearing the loans the process was slick & would use this company should I require any future loans. Reviewed on: 2nd June 2017

Better than bank

Thanks to Zopa I have fulfilled my dream. Fast, without complications and most importantly, cheaper than at the bank. Reviewed on: 2nd June 2017

Fantastic

Was able to get the loan I needed super quick and easy to do. Checking up on it is also easy. Reviewed on: 2nd June 2017

So simple

Couldn't believe how simple the process was from beginning to end Reviewed on: 2nd June 2017

Fast and efficient

Very easy application process, speedy decision, great rate and top communication. Swift payment to account and overall very happy. Reviewed on: 2nd June 2017

BEST LOAN COMPANY

ZOPA HAS BEEN THE EASIEST FINANCIAL COMPANY TO DEAL WITH IN MY LONG EXPERIENCE & I AM SO PLEASED WITH THE WAY IT WAS HANDLED THAT iIAM SURE MY NEXT LOAN WILL BE WITH THEM. THOUROUGHLY RECOMMEND THEM TO ANYBODY!! Reviewed on: 2nd June 2017

Quick to get money and great rate!

I needed money fast to purchase a car for my wife as the people were emigrating to Australia. This is a real review check me out on LinkedIn Russ Turner a.k.a The Catalyst Kid for being connected to the world's most successful people. Http://LinkedIn.com/in/linkedinhero Reviewed on: 2nd June 2017

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