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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great rates spot on

Very good rates at affordable repayments many thank Reviewed on: 2nd June 2017

Great no fuss service

Needed a loan for house renovations and now able to put my house on the market. Great rates and no hassle. Reviewed on: 2nd June 2017

Brilliant service

The website is Extremely easy to use, I recived the money within 12 hours for applying. And I haven't had a problem with my repayments! So Layed back it's almost horizontal Reviewed on: 2nd June 2017

Brilliant

Excellent service nothing is ever a problem Reviewed on: 2nd June 2017

Money loan.

Brilliant firm to deal with. No fuss, no lengthy waiting, straight to the point. Reviewed on: 2nd June 2017

Good

Easy to get it's only take fwe minutes Reviewed on: 2nd June 2017

Simple and quick

I found it very simple and quick to apply for a loan. The process was dealt with ease and in a comfortable manner. Reviewed on: 2nd June 2017

Peer to peer lending - better than banks

I was looking for a way to borrow money but to put interest generated into the hands of everyday people, not banks. Zopa fitted the bill and we have even become lenders now too ourselves. A great company, easy to deal with, very good rates and did I mention no banks involved? Reviewed on: 2nd June 2017

Love Zopa

Quick easy to use and check and even pay back early if you want! Reviewed on: 2nd June 2017

Great provider

Great provider, an instant response and no hassle! Reviewed on: 2nd June 2017

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