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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Just great

Two loans though these guys! Low interest rates AND perfect for first time borrowers! Reviewed on: 2nd June 2017

Nice and easy

When my loan been approved I got the money in less than 12 hours and the interes I have to pay its really small in compare with other companies Reviewed on: 2nd June 2017

Great loan provider

Easy, simple and quick experience- highly recommend Reviewed on: 2nd June 2017

Fantastic

Very easy website, no waiting about, overall very happy and would recommend to friends Reviewed on: 2nd June 2017

Excelent internet find

I found Zopa after searching on the internet , and I'm really pleased I spent the time , Quick to set up and was impressed by the friendly staff's help. Would use Zopa again ,Brilliant idea. Reviewed on: 2nd June 2017

Great

Good service quick and easy to get what you need interest lower than anyone else Reviewed on: 2nd June 2017

Zopa Everyday Simple Loans

Made to be quick slimple on line loans . A quick check of your credit , fill out the loan application. Money paid into your account . It's that slimple . Reviewed on: 2nd June 2017

Uncomplicated

Made applying for a loan uncomplicated with a common sense approach. Reviewed on: 2nd June 2017

Great rates spot on

Very good rates at affordable repayments many thank Reviewed on: 2nd June 2017

Great no fuss service

Needed a loan for house renovations and now able to put my house on the market. Great rates and no hassle. Reviewed on: 2nd June 2017

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