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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

thumbs up

very quick to acknowledge and sort out your application. Reviewed on: 2nd June 2017

Hassle free loan experience!

Applied for a loan online with Zopa and the whole process was quick and easy with the money in my account much more quickly than I had expected! Would highly recommend! Reviewed on: 2nd June 2017

Very efficient and effective service

No hidden charges, and very quick service Reviewed on: 2nd June 2017

Very good and helpful

Found Zopa very efficient, informative and really helpful when dealing with them Reviewed on: 2nd June 2017

There service is very straightforward

There was no hidden charge and service was very quick Reviewed on: 2nd June 2017

Easy, Efficient, Excellent

My Zopa loan was all done online and could not have been simpler. The whole process was quick, with clear e-mail correspondence to get things set up. Saving time. And the general service has been second to none. Reviewed on: 2nd June 2017

Great rates fast and easy

Easy to submit an application online fast response and fast transaction Reviewed on: 2nd June 2017

Very prompt service

A straight forward and great service simple application process And a positive response very quickly Reviewed on: 2nd June 2017

5 star

Very good and easy 5 star service Reviewed on: 2nd June 2017

Compare

I have compared all loan companies and I choose Zopa, easy to get a loan, I pay smallest interest in compare with other companies Reviewed on: 2nd June 2017

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