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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

How it should be

Was sceptical when the rate was so good compared to high street banks. Got accepted straight away ON MY PHONE! The website is very easy to use. I changed my payment date very easily with no phone calls needed. 100% would recommend and use again! Reviewed on: 2nd June 2017

Great & speedy

Easy to do online and speedy response Money in bank straight away - good service Reviewed on: 2nd June 2017

thumbs up

very quick to acknowledge and sort out your application. Reviewed on: 2nd June 2017

Hassle free loan experience!

Applied for a loan online with Zopa and the whole process was quick and easy with the money in my account much more quickly than I had expected! Would highly recommend! Reviewed on: 2nd June 2017

Very efficient and effective service

No hidden charges, and very quick service Reviewed on: 2nd June 2017

Very good and helpful

Found Zopa very efficient, informative and really helpful when dealing with them Reviewed on: 2nd June 2017

There service is very straightforward

There was no hidden charge and service was very quick Reviewed on: 2nd June 2017

Easy, Efficient, Excellent

My Zopa loan was all done online and could not have been simpler. The whole process was quick, with clear e-mail correspondence to get things set up. Saving time. And the general service has been second to none. Reviewed on: 2nd June 2017

Great rates fast and easy

Easy to submit an application online fast response and fast transaction Reviewed on: 2nd June 2017

Very prompt service

A straight forward and great service simple application process And a positive response very quickly Reviewed on: 2nd June 2017

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