Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69081)

Super Zopa!

5
Love them! Easy to use..easy access online! Had my money in 3 days just as promised !! Thanks! Reviewed on: 31st May 2017

Great Zopa!

5
They helped me consolidate my debt and have been easy to use ... Had the money in my account in 3 days as promised! Thank you Zopa! Reviewed on: 31st May 2017

Maximum convenience

5
Very easy to fill out application online. Once approved its very convenient to receive your loan at competitive rates. Great service Reviewed on: 31st May 2017

So easy and reliable

5
The application process was simple and easy to follow, while the customer service representative I spoke to was also extremely helpful and friendly. Overall, an excellent experience with a company you can trust! Reviewed on: 31st May 2017

Great

5
Great service great deal wat more can i say great Reviewed on: 31st May 2017

A top lender with excellent customer service...

5
I have been a customer of Zopa for over 2 years now, and am really happy with them. The customer service is prompt, helpful and considerate to my needs, and I know that support is on hand should I need it. I think that the High Street banking establishments could learn a thing or two about customer service from these people. The rates are probably the best I've ever known... Thank you - keep up the fantastic work! Reviewed on: 31st May 2017

great company

5
very easy process and get the money quick Reviewed on: 31st May 2017

Excellent

5
Amazing and helpfully..got my loan within 2 days..never had a problem..then they are the best their is. Reviewed on: 31st May 2017

I love It!!!

5
Zopa is very good!!! My English is very bed, sorry. Reviewed on: 31st May 2017

VOTE FOR ZOPA

5
The easiest, most straightforward, staff friendly, no frills, no hidden surprises deal I have ever seen. This company can not be beaten. Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products