Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Excellent service from the team

From my experience with using Zopa they have been informative and have assisted in my options for use of the products available and am very happy with the continued support and help and would without hesitation recommend them to all Reviewed on: 31st May 2017

Quick and easy to apply.

zopa is a friendly lending company that make every question easy to answer.they are very quick to give an answer to your application. would definitely recommend. thakyou Reviewed on: 31st May 2017

Easy to apply

My second loan with zips very happy with the service Reviewed on: 31st May 2017

Great lender easy to deal with

Transparent conditions excellent rates and service Reviewed on: 31st May 2017

Happy and easy

Found it all very easy to do. All do on line and a quick phone call. Reviewed on: 31st May 2017

Excellent and super quick

Was impressed with the speed of decision, user friendly application form. Would recommend. Reviewed on: 31st May 2017

Excellent

Great experience, low rates,quick and easy money transfer. Have already recommend to at least 10 friends at work. Highly recommended !!! Reviewed on: 31st May 2017

Bloody amazing.

Got a loan for £5000, with a fixed APR of just 3.6%!!! Best on the market! Well chuffed Reviewed on: 31st May 2017

Very reliable and reasonable

I really enjoyed dealing with Zopa because the way and maner they deal with my applications was so fast and I don't have to wait for hours or day before I knew that I will be accepted. So I will recommend Zopa to anyone who wants personal loan. Reviewed on: 31st May 2017

They have been more than helpful!

They sorted out my finance's and helped me get on with my life Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Uberima 4.06 from 1 reviews
Personal Loans
from Cashfloat 4.56 from 27 reviews
Personal loan
from Lendable 4.85 from 32035 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub