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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

They have been more than helpful!

5
They sorted out my finance's and helped me get on with my life Reviewed on: 31st May 2017
craig anthony symington's avatar
craig anthony symington

Excellent alternate to the High Street banks

4
Much cheaper rates, easy loan management portal, transparent costs and peace of mind with easy settlement options. Reviewed on: 31st May 2017
Shakeel Ahmad's avatar
Shakeel Ahmad

Excellent and fast service

5
Excellent service and fast, I got my loan within two days. Reviewed on: 31st May 2017
Sarath Perera's avatar
Sarath Perera

fast and simple access to loan and equally fast to repay it when needed

5
simple and hassle free loan application, funds transferred quickly and when i was in a position to repay it was a fast and straightforward transaction with helpful customer advisers Reviewed on: 31st May 2017
Emma Taylor's avatar
Emma Taylor

Good Service

5
I enquired about taking out a loan with Zopa as their rates were favourable and my application made over the internet was accepted very quickly. Reviewed on: 31st May 2017
Lenny's avatar
Lenny

Spot on

5
Very helpful considering it's online Reviewed on: 31st May 2017
Steve 's avatar
Steve

Spot on

5
Can't believe it was so easy .. thank you zopa Reviewed on: 31st May 2017
Steve 's avatar
Steve

Highly recommended

5
Decided to take a loan for a new car instead of using dealer finance. Saved myself a lot of money. Great rates and easy to deal with. Would use Zopa again and recommend to family and friends. Reviewed on: 31st May 2017
Kev Holmes's avatar
Kev Holmes

perfect

5
good lender with best rates if you deserve. BIG YES Reviewed on: 31st May 2017
pawel Blaszczuk's avatar
pawel Blaszczuk

Loan

5
Easy to apply,received answer very quickly. definitely recommend this company. Reviewed on: 31st May 2017
Linda Hawkins's avatar
Linda Hawkins

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