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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Quick and easy

Online application was simple and quick. My situation was a little complex so I spoke to customer services who were super helpful. Money was in my account within three days. Brilliant! Reviewed on: 31st May 2017

Excellent service from the team

From my experience with using Zopa they have been informative and have assisted in my options for use of the products available and am very happy with the continued support and help and would without hesitation recommend them to all Reviewed on: 31st May 2017

Quick and easy to apply.

zopa is a friendly lending company that make every question easy to answer.they are very quick to give an answer to your application. would definitely recommend. thakyou Reviewed on: 31st May 2017

Easy to apply

My second loan with zips very happy with the service Reviewed on: 31st May 2017

Great lender easy to deal with

Transparent conditions excellent rates and service Reviewed on: 31st May 2017

Happy and easy

Found it all very easy to do. All do on line and a quick phone call. Reviewed on: 31st May 2017

Excellent and super quick

Was impressed with the speed of decision, user friendly application form. Would recommend. Reviewed on: 31st May 2017

Excellent

Great experience, low rates,quick and easy money transfer. Have already recommend to at least 10 friends at work. Highly recommended !!! Reviewed on: 31st May 2017

Bloody amazing.

Got a loan for £5000, with a fixed APR of just 3.6%!!! Best on the market! Well chuffed Reviewed on: 31st May 2017

Very reliable and reasonable

I really enjoyed dealing with Zopa because the way and maner they deal with my applications was so fast and I don't have to wait for hours or day before I knew that I will be accepted. So I will recommend Zopa to anyone who wants personal loan. Reviewed on: 31st May 2017

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