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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great Company

An efficient and easily accessible service. Would use this company again. Reviewed on: 31st May 2017

5 Star lending

Hassle free, extremely competitive and very efficient. One very happy customer Reviewed on: 31st May 2017

Excellent & simple

The loan I got was extremely easy to set up. The payments are taken on the date I needed & I can keep track on my balance whenever I want. The rate I got was very good. I would highly recommend Zopa to anyone looking to borrow money. Reviewed on: 31st May 2017

I got a much better deal than my bank

Zopa gave a much better deal than my bank. Even though that I was a long time customer of my bank. Great rates and quick response Reviewed on: 31st May 2017

Great company

Great company to deal with. Thank you Reviewed on: 31st May 2017

Very good rates & customer service

Got a loan for home improvements rates are very good and customer service is excellent ! Reviewed on: 31st May 2017

Surprisingly easy!

I was looking for a low cost loan over four years and found interest rates ranging from 5% to over 8%. I stumbled across Zopa (who are they, I thought) and did some research. I had heard about peer to peer lending but never thought that much about it. Well, I thought that it was worth applying for and to my surprise, I was accepted at a very competitive rate and had the money paid into my account in four days. All very easy and seemingly risk free, for me anyway. Reviewed on: 31st May 2017

Zopantasic

Excellent, efficient and quick hassle free service Reviewed on: 31st May 2017

So easy, simple and quick

Easy and simple to use, with quick decision Reviewed on: 31st May 2017

Very easy and great rates

Application took just a few minutes and I was accepted and the interest rate was fantastic Reviewed on: 31st May 2017

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