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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Great Zopa!

They helped me consolidate my debt and have been easy to use ... Had the money in my account in 3 days as promised! Thank you Zopa! Reviewed on: 31st May 2017

Maximum convenience

Very easy to fill out application online. Once approved its very convenient to receive your loan at competitive rates. Great service Reviewed on: 31st May 2017

So easy and reliable

The application process was simple and easy to follow, while the customer service representative I spoke to was also extremely helpful and friendly. Overall, an excellent experience with a company you can trust! Reviewed on: 31st May 2017

Great

Great service great deal wat more can i say great Reviewed on: 31st May 2017

A top lender with excellent customer service...

I have been a customer of Zopa for over 2 years now, and am really happy with them. The customer service is prompt, helpful and considerate to my needs, and I know that support is on hand should I need it. I think that the High Street banking establishments could learn a thing or two about customer service from these people. The rates are probably the best I've ever known... Thank you - keep up the fantastic work! Reviewed on: 31st May 2017

great company

very easy process and get the money quick Reviewed on: 31st May 2017

Excellent

Amazing and helpfully..got my loan within 2 days..never had a problem..then they are the best their is. Reviewed on: 31st May 2017

I love It!!!

Zopa is very good!!! My English is very bed, sorry. Reviewed on: 31st May 2017

VOTE FOR ZOPA

The easiest, most straightforward, staff friendly, no frills, no hidden surprises deal I have ever seen. This company can not be beaten. Reviewed on: 31st May 2017

Easy process with great rates

I have used Zopa twice and they have been the best rates available. This financial reason, together with the ease in which the service is agreed, makes Zopa the top loan provider. Reviewed on: 31st May 2017

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