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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Easy process with great rates

I have used Zopa twice and they have been the best rates available. This financial reason, together with the ease in which the service is agreed, makes Zopa the top loan provider. Reviewed on: 31st May 2017

Easy.

Very quick and easy to set up loan and receive payment. No complaints, give them ago. Good Apr as well. Reviewed on: 31st May 2017

Look no further than Zopa

Good interest rate miles better than my crippling bank interest. Great efficient and friendly service. I am a very happy customer, thank you so much :) Reviewed on: 31st May 2017

Shockingly Excellent Customer Service

Great service, amazing organization! Quickly and efficiently. I would recommend to everyone!! Reviewed on: 31st May 2017

Smooth loan application with no hassle

I applied for a loan with Zopa for a funds towards a new car and driveway, the process was very simple and hassle free and the funds were in my bank account within a few days. The interest rate was very competitive, would definitely use Zopa again! Reviewed on: 31st May 2017

Fast efficient competative

I applied online for a loan everything was easy to understand and I knew exactly what my payments and interest would be. So easy to navigate online Reviewed on: 31st May 2017

Excellent rates & service!

very fast approval system, I would definitely recommend them to friends. Reviewed on: 31st May 2017

Good Value, Simple, Honest, Fast, Lender

Simple to apply, fast approval, rates as stated, good value. Zopa have got this right! Reviewed on: 31st May 2017

Quick and cheap

Got approved quick, lower cost compared to the equivalent at the bank. Also got paid quickly. Also was cheaper as I paid off earlier! Reviewed on: 31st May 2017

Good service and no extra charges !

This is my third loan from Zopa. I have had two to cover membership fees to a buisness group and one for a new van. All of the loans have been dealt with very quickly after the form was submitted ! Money arrived quickly and I haven't been bombarded with phone calls to try and get me to use other services ! Good experience all round thank you ! Reviewed on: 31st May 2017

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