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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

simple and reliable personal loans

5
The loans are easy to arrange, decisions are made quickly; the online monitoring and accessing of account is really useful and very easy to set up. the repayments and interest costs are transparent and reasonable- easy to view and therefore make comparisons between providers possible Reviewed on: 31st May 2017
Deborah Holt's avatar
Deborah Holt

M.Cruz

5
Easily and friendly staff with an easy access of the website. Reviewed on: 31st May 2017
A.CRUZ's avatar
A.CRUZ

Quick Simple and Easy

5
Would highly recommend Zopa for a personal loan, application was very quick and simple, offered the best possible rate on the market which made the decision easy to go with them. Reviewed on: 31st May 2017
James Holland's avatar
James Holland

Great

5
Brilliant loan company, low interest rates! Reviewed on: 31st May 2017
Connie's avatar
Connie

Simple & Effective

5
Money in the bank within 48 Hours, Loan used for a car purchase with one of the most competitive rates on the market! Would definitely reccomend. Reviewed on: 31st May 2017
Daniel Carlisle's avatar
Daniel Carlisle

Zopa is the best for personal loan and finance.

5
I have had a wonderful experience with Zopa. It is simple and straight forward financial solution. I will high recommend Zopa to my friends and family. I am happy with their services. Reviewed on: 31st May 2017
Uchenna Ugbo's avatar
Uchenna Ugbo

Excellent service

4
Easy process with very quick decision making. All on-line with very good communication. Highly recommended and very good interest rates. Reviewed on: 31st May 2017
Teresa webb's avatar
Teresa webb

Excellent

5
Quick and painless, very efficient ! Reviewed on: 31st May 2017
Gail Byrne's avatar
Gail Byrne

Excellent

5
Great provider, no fuss loan company! Would definitely recommend to everyone!! Reviewed on: 31st May 2017
Connie's avatar
Connie

Top notch customer service

5
I needed a loan to sort my life out from my younger years... we have all been there. I took out a loan easily via a friendly team and now I'm sorted!! Really good team and easy to deal with so I highly recommend. Reviewed on: 31st May 2017
Jordan cooling's avatar
Jordan cooling

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