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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Top notch customer service

I needed a loan to sort my life out from my younger years... we have all been there. I took out a loan easily via a friendly team and now I'm sorted!! Really good team and easy to deal with so I highly recommend. Reviewed on: 31st May 2017

Fast and efficebt

Zopa offered me a loan at a competitive rate for my circumstances and the funds were with me within a few days of applying Reviewed on: 31st May 2017

The Best Loan service ever

I am very happy with Zoppa, firstly as the speed and easiness of the service was excellent, the flexibility with my Loan is just what I was looking for, pay early, pay more and the online service just makes it so much more easier to do, I would have no hesitation in recommending Zoppa to anyone and depending on future I would not hesitate to use the service again. Reviewed on: 31st May 2017

Excellent service

Excellent service very fast decision excellent rates Reviewed on: 31st May 2017

Easy, clear, affordable

I had never heard of zopa before they popped as a "suggested loan" I don't have the best credit score so wasn't expecting much. But zopa had a FAR more affordable monthly payments than any of the others. You see ridiculously low loan % rates banded around and think with my history I would never be offered that. But zopa did. Reviewed on: 31st May 2017

Quick and painless

Applied for a loan and after a few days received an email confirming that my application had been approved. No fuss just quick and simple, money was in my account within a few days. Reviewed on: 31st May 2017

Smart, simple and speedy service

I'm sure my high level credit score helped, but the Zopa loan application was extremely straight forward and I'm glad I searched the best providers available to finish with Zopa Reviewed on: 31st May 2017

Ewa

I'm happy with my loans . I tell my all frends about zopa Reviewed on: 31st May 2017

I would recommend Zopa personal loan to anyone.

What they quote you APR Rate this what they offer unlike high street bank they quote one APR Rate then they offer completely different rates when you apply but with Zopa loan they stick to their APR Rate. Customer service excellent and loan application process is very quick and short application pages. Thank you Zopa keep up the good work. Reviewed on: 31st May 2017

Simple Quick and Easy

Needed a loan to get a new car, got to Zopa through Experian and was granted the loan in no time. Few days later I had a new car, no hassle, friendly email communications would highly recommend Reviewed on: 31st May 2017

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