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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Flawless lending experience

5
From the initial online quote,everything was fast and easy,I was kept informed all the way,and excellent rates of interest. Reviewed on: 31st May 2017
Gareth moore's avatar
Gareth moore

simple and reliable personal loans

5
The loans are easy to arrange, decisions are made quickly; the online monitoring and accessing of account is really useful and very easy to set up. the repayments and interest costs are transparent and reasonable- easy to view and therefore make comparisons between providers possible Reviewed on: 31st May 2017
Deborah Holt's avatar
Deborah Holt

M.Cruz

5
Easily and friendly staff with an easy access of the website. Reviewed on: 31st May 2017
A.CRUZ's avatar
A.CRUZ

Quick Simple and Easy

5
Would highly recommend Zopa for a personal loan, application was very quick and simple, offered the best possible rate on the market which made the decision easy to go with them. Reviewed on: 31st May 2017
James Holland's avatar
James Holland

Great

5
Brilliant loan company, low interest rates! Reviewed on: 31st May 2017
Connie's avatar
Connie

Simple & Effective

5
Money in the bank within 48 Hours, Loan used for a car purchase with one of the most competitive rates on the market! Would definitely reccomend. Reviewed on: 31st May 2017
Daniel Carlisle's avatar
Daniel Carlisle

Zopa is the best for personal loan and finance.

5
I have had a wonderful experience with Zopa. It is simple and straight forward financial solution. I will high recommend Zopa to my friends and family. I am happy with their services. Reviewed on: 31st May 2017
Uchenna Ugbo's avatar
Uchenna Ugbo

Excellent service

4
Easy process with very quick decision making. All on-line with very good communication. Highly recommended and very good interest rates. Reviewed on: 31st May 2017
Teresa webb's avatar
Teresa webb

Excellent

5
Quick and painless, very efficient ! Reviewed on: 31st May 2017
Gail Byrne's avatar
Gail Byrne

Excellent

5
Great provider, no fuss loan company! Would definitely recommend to everyone!! Reviewed on: 31st May 2017
Connie's avatar
Connie

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