Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Very efficient

Very helpful got back to me straight away very happy customer Reviewed on: 31st May 2017

great fast and fair credit

Took a very small amount of time to process and get the cash. Fair lending at the best rate available. Reviewed on: 31st May 2017

Simple, straightforward and clearly presented

Looking for a loan can be full of "gobbledy gook" sometimes from a consumers point of view. Not so with Zopa. Applied online with a clearly written application process. Once accepted everything fell into place just as advised - no complications. Money in my account exactly when they said it would be and could then forget and get on with life. No problem collecting payments and they have kept in touch with out bombarding my inbox. Great organisation to deal with. Reviewed on: 31st May 2017

Fantastic Loan Company

Put the application in online, I had a phone call from Zopa with in days discussing the loan, it was excepted and the funds where transferred two days later. Very very highly recommended. Reviewed on: 31st May 2017

Great service!

I really needed a loan and got accepted with zopa for a really low interest rate far better than anywhere else on the market! Reviewed on: 31st May 2017

Spectacular

I love the low interest rates that yo offer Reviewed on: 31st May 2017

Quick, Easy & Hassle Free!

Quickest easiest website I have ever used for a loan, everything is very clear & there is the option to store the quote whilst you make a final decision, so no pressure. Staff are friendly, knowledgeable & really helpful. Would highly recommend this company. Reviewed on: 31st May 2017

The best

The easiest loan u have ever applied for. Excellent rates. Highly recommended. Reviewed on: 31st May 2017

very good

very very good Beautifully beautiful Reviewed on: 31st May 2017

Fantastic

Very easy to apply, no complicated forms, instant decision. Money in the bank in 2 days. Excellent rates, would recommend to anyone Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Oakbridge 0.00 from 0 reviews
Loans
from Penny Post Credit Union 4.80 from 663 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 3.97 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub