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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Fantastic

Very easy to apply, no complicated forms, instant decision. Money in the bank in 2 days. Excellent rates, would recommend to anyone Reviewed on: 31st May 2017

Fantastic rates, easy to apply

Zopa is the easiest application I have ever done. Very simple, no complicated forms, quick decision. Money in the bank in 2 days. Excellent rates, would recommend to anyone Reviewed on: 31st May 2017

Quick and easy app from phone.

Very quick and easy. Also send you offers to change interest rate if they can get better deal for you. And again a very simple process. Reviewed on: 31st May 2017

Brilliant, fast service

I have been with zopa nearly two years. Always a reliable service with very good interest rates. Just borrowed some more money and again a very good rate and a brilliant service. Reviewed on: 31st May 2017

Great, fast service

Great service and customer care. Competitive rates easy to apply with a quick turn around. Happy to recommend Zopa. Reviewed on: 31st May 2017

Straightforward and fast.

Fantastic customer service and unbeatable rates. I would definitely use zola again and have already recommended them to friends and family. Reviewed on: 31st May 2017

fast professional honest reliable clear

I applied for my loan quickly and all the information was set out clearly and professionally. No hidden information. From application to completion took 25min. Would and have recomended their service to others not like a big complicated bank and better for it. Reviewed on: 31st May 2017

Quick, easy and fair

Gave me the chance that other lenders wouldn't and nothing but great service on the telephone. Reviewed on: 31st May 2017

Excellent Service

Fast application process, quick decision making and excellent interest rate. Thank you Zopa Reviewed on: 31st May 2017

my zopa experience

Applying was made easy for loan approval was completed within time frame loan disbursed promptly there was no hazzles setting up repayment online was made easy. i kept to my side of agreement too Reviewed on: 31st May 2017

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