Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69090)

Easy, Fast, excellent value

5
Easy, fast, loan application with an extremely competitive loan rate. Better than I could get on the high street by miles. Loan approved very quickly. Reviewed on: 31st May 2017
Sam Dixon's avatar
Sam Dixon

Simple, easy and fast

5
I never expected a loan application to be so simple, easy and fast; and then I got the money paid into my account within a week (I think!). Totally recommend Zopa for exceptional online process. As for customer service; I've never had to use it; got it right first time. Marvellous Reviewed on: 31st May 2017
Matthew Jones's avatar
Matthew Jones

Great loan compamy

5
They have always been helpful, honest and upfront. Won't hesitate to use them for my next loan. Reviewed on: 31st May 2017
alan barton's avatar
alan barton

Good rates

5
I need Zopa at s time that I need extra funds and quickly. Their rates are good and I could choose when and how much I pay back. I would use again and recommend! Reviewed on: 31st May 2017
Lucy Williams's avatar
Lucy Williams

ZOPA LOAN

5
We have used Zopa a number of times for loans. Their rates are very good, better than the banks. We have always found the staff to be extremely professional and friendly. Their application process is easy. Will certainly use them again. Thankyou Zopa. Reviewed on: 31st May 2017
JANET SHEPHEARD's avatar
JANET SHEPHEARD

Fast , good rates and easy

5
Easy to use, fast answer when applying and easy to use website to track payments and balance. Reviewed on: 31st May 2017
Brett Holliman's avatar
Brett Holliman

Quick and Easy

5
Money in back within 24 hours and quick approval... Allowed me to change payment dates easily to Reviewed on: 31st May 2017
Bobbie Harrigan's avatar
Bobbie Harrigan

Ethical

5
I have used Zopa twice and will continue to do so. Their response to customers or potential customers is second to none. You can log in to yiour account easily, everything is understandable I would never bank with any one else. Reviewed on: 31st May 2017
Morag Minton's avatar
Morag Minton

excellent

5
Would highly recommend. If you have a good credit rating its hassle free competitive money Reviewed on: 31st May 2017
Chris Swinson's avatar
Chris Swinson

Quick and Easy

5
Very good, applied for loan and was accepted in seconds, with the money in my account the next day. Reviewed on: 31st May 2017
Bobbie Harrigan's avatar
Bobbie Harrigan

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill