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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Smooth, easy experience

Fast and hassle free. Definitely would reccomend and will definitely use again. Reviewed on: 31st May 2017

Easy, Fast, excellent value

Easy, fast, loan application with an extremely competitive loan rate. Better than I could get on the high street by miles. Loan approved very quickly. Reviewed on: 31st May 2017

Simple, easy and fast

I never expected a loan application to be so simple, easy and fast; and then I got the money paid into my account within a week (I think!). Totally recommend Zopa for exceptional online process. As for customer service; I've never had to use it; got it right first time. Marvellous Reviewed on: 31st May 2017

Great loan compamy

They have always been helpful, honest and upfront. Won't hesitate to use them for my next loan. Reviewed on: 31st May 2017

Good rates

I need Zopa at s time that I need extra funds and quickly. Their rates are good and I could choose when and how much I pay back. I would use again and recommend! Reviewed on: 31st May 2017

ZOPA LOAN

We have used Zopa a number of times for loans. Their rates are very good, better than the banks. We have always found the staff to be extremely professional and friendly. Their application process is easy. Will certainly use them again. Thankyou Zopa. Reviewed on: 31st May 2017

Fast , good rates and easy

Easy to use, fast answer when applying and easy to use website to track payments and balance. Reviewed on: 31st May 2017

Quick and Easy

Money in back within 24 hours and quick approval... Allowed me to change payment dates easily to Reviewed on: 31st May 2017

Ethical

I have used Zopa twice and will continue to do so. Their response to customers or potential customers is second to none. You can log in to yiour account easily, everything is understandable I would never bank with any one else. Reviewed on: 31st May 2017

excellent

Would highly recommend. If you have a good credit rating its hassle free competitive money Reviewed on: 31st May 2017

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