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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Brilliant form, recommend

Zopa were amazing to deal with thanks Reviewed on: 30th May 2017

Safe

With poor credit I felt very vulnerable. My experience with Zopa was effortless and safe and would seriously recommend . Reviewed on: 30th May 2017

Brilliant quick service

Couldn't ask for a quicker, more convenient service. Would definitely recommend Reviewed on: 30th May 2017

Good experience

Really fast pain free experience would recommend Reviewed on: 30th May 2017

Brilliant service

First I didnt believe that they are for real. However I applied for loan, it was very easy and clear. No hassle. Would recommend. Reviewed on: 30th May 2017

Excellent speedy service at reasonable rates

Have used Zopa twice now to consolidate debt. Paid off early with no punishment the first time and half a year in to second one. Excellent speedy service at very competitive rates Reviewed on: 30th May 2017

Impressed and happy :)

After some research into to which company was the best for a loan I decided on Zola because the reviews were so good. I'm pleased I did.. Brilliant service, quick and efficient. Excellent rates. I would definitely recommend Zola. They kept me up to date with regular e-mails and the money was in my bank after a couple of days. Very pleased. Thank you Zopa Reviewed on: 30th May 2017

Outstanding service

Unbeatable service and quality. Simple to apply and easy to understand and keep track of your loan payments. 5star Reviewed on: 30th May 2017

No Fuss service

Applied for small loan. Could not believe how quickly it was turned around for me! Very clean service and loan rate was a winner compared to others. Will definitely be back! Reviewed on: 30th May 2017

Excellent rates and services

Brilliant customer care and online access is so easy to use. Reviewed on: 30th May 2017

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