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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service with cheap return interest rates

Professional and proficient - interest rates are the best... Reviewed on: 30th May 2017

Highly recommended

Very straight forward, very competitive and very fair. I wish there were more financial companies like zopa. Reviewed on: 30th May 2017

Fast, Effective and very Professional.

Zopa Loans gave me the best rates, quickest turn around and a very professional service. I feel very safe and secure being a customer of Zopa. I am so pleased, I am now on my third loan. I will without doubt recommend Zopa to friends and family, I will be using them again in the near future. If a Loan is needed, Zopa is definitely the place to go!! Reviewed on: 30th May 2017

Brilliant

Very easy to use Zopa and always regularly updated via email. Overpayments are easily done and confirmation always sent. Reviewed on: 30th May 2017

Flexible to repay whenever you like

Instant decision. No questions asked Reviewed on: 30th May 2017

Quick approval, competative rates

I was really pleased with the loan I received from Zopa, the rate was competitive and the approval was done very quickly. There was even an option to receive the money quicker for a small fee if I wanted. Would recommend to anyone in need of a loan. Reviewed on: 30th May 2017

Your friend in need

Zopa came to my rescue in minutes when I needed money the most. Quick, reliable and fantastic rates. Reviewed on: 30th May 2017

Brilliant form, recommend

Zopa were amazing to deal with thanks Reviewed on: 30th May 2017

Safe

With poor credit I felt very vulnerable. My experience with Zopa was effortless and safe and would seriously recommend . Reviewed on: 30th May 2017

Brilliant quick service

Couldn't ask for a quicker, more convenient service. Would definitely recommend Reviewed on: 30th May 2017

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