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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

loans

Very competitive rates on loans it's a very quick application and immediate fair decision what more could you ask for Reviewed on: 30th May 2017

Cheap rates

I used Zopa for a loan so I could purchase a new car. I searched far and wide to find the best deal, as I often do. Zopa had the cheapest rate I could find by far, they also have no early repayment charges and good online access. I would gladly recommend Zopa to family and friends and am happy I chose them as my lender. Reviewed on: 30th May 2017

Loans made easy

The service was so easy to understand and I got what I needed really quickly. Terms were easy to decipher, couldn't be happier Reviewed on: 30th May 2017

Great service, quick and easy with low interest rate provided

The online process was quick and simple and the money was paid in to my account promptly. The website is also simple and easy to use and the interest rate was extremely competitive. Reviewed on: 30th May 2017

awesome and easy to setup

fast and easy to use company and clear information Reviewed on: 30th May 2017

Quick and easy

For me a zopa loan was the perfect quick and easy way to help raise funds for my new business. With fair rates, a quick response and a clear application process, it couldn't have been easier. Reviewed on: 30th May 2017

Honest and reliable service.

No hidden conditions, no rude customer service agents: Just honest loans with fair terms. Recommended to anyone. Reviewed on: 30th May 2017

Recommend

I recommend to everyone because Quick,easygoing,best communication Reviewed on: 30th May 2017

Easy!

Very easy to apply and has competitive rates Reviewed on: 30th May 2017

Excellent service.

It's a simple and practical way of lending or borrowing, very competitive interest rates on loans too. Reviewed on: 30th May 2017

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