Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Great service

Great service, easy to use website. Quick to get through if you call and helpful with their response and polite service. Would highly recommend. Reviewed on: 30th May 2017

Great rate and easy to use.

Tried to get a loan with 2 other providers, who both made me jump through hoops just to be then given an exorbitant interest rate. Less than 10 mins online and I had all of the terms ans conditions, acceptance and a great repayment interest rate. Would definitely recommend ZOPA and would be my first choice in any future loans I may need. Reviewed on: 30th May 2017

Mr

it is highly recommended to everyone Reviewed on: 30th May 2017

Fantastic rates and no issues

Was very quickly accepted for a loan and no problems at all getting the money, and not to mention the fantastic rates! Reviewed on: 30th May 2017

Great Lender

Needed a quick car loan and got a quote straight away with the money in my bank account the next day. Very simple and straightforward process Reviewed on: 30th May 2017

Great company

Great rate, cashback and quickly processed. Hassle free loan that bought me a well needed new car. Only positive things to say. Reviewed on: 30th May 2017

The Best Personal Loan Providers EVER!!

Zopa have been fantastic! Customer Service were very helpful and fast. They have given me the best rates to suit my loan out of every loan providers i have searched! Reviewed on: 30th May 2017

Amazing Experience at Zopa

Talk of excellent customer service, quick processing time, access to the right information and resources, Zopa beat them all to it. Reviewed on: 30th May 2017

Excellent service and superb customer support

I discovered Zopa through the Martin Lewis comparison and advice site and took out a loan towards the end of 2016 due to the near unbeatable interest rate and great reviews. It was so simple to apply for the loan and the money was in my account almost immediately. The on-line account is extremely user friendly and makes everything crystal clear to the customer. I have just paid off the loan by taking advantage of the 'free' early repayment option. The whole experience was straight forward, stress free and without any hidden horrors!! I would absolutely recommend to anyone the great service ZOPA provide. Reviewed on: 30th May 2017

Amazing company!

I recently got a loan from Zopa and the procedure could not have been any easier! Amazing company and amazing people, thank you Zopa! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews
Student Loans
from Future Finance 2.50 from 2 reviews
Loans
from Thamesbank Credit Union 3.85 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub