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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy and speedy

applying was effortless, quick decision on the loan outcome and informed every step of the way. Money was transferred quicker than stated too. I would highly recommend Zopa Reviewed on: 30th May 2017

Amazing service

Recommend to anyone, great easy , you have money in your account quickly Reviewed on: 30th May 2017

Much better than a high street bank

Better rates as a lender and a borrower. What's not to like? Reviewed on: 30th May 2017

Your financial friend

Professional, reliable and efficient service with excellent interest rates and no fuss attitude. Open upfront and honest and a pleasure to deal with. Reviewed on: 30th May 2017

Loan made easy!

Easy to apply, quick process, fast response, no hidden fees. Uncomplicated account setup and simple to manage. Very clear and precise information. Reviewed on: 30th May 2017

Loan for car

Took out a small loan for a car. The money was with me in less than 24 hours. I like the fact I can make over payment without paying a penalty Reviewed on: 30th May 2017

I will always use zopa, thay are great honest and helpfull

Ilove the fact you can pay back more if you can aford to whithout penaltys, Reviewed on: 30th May 2017

it was easy and simple online after 24 hours you get aproved

its very handy if you need some cash quick my experience I wanted some cash for emergency I own a house needed repairs from roof leak so it helped me do repairs Reviewed on: 30th May 2017

Great Company

Very simple, fast amd fab service! From start to finish, Reviewed on: 30th May 2017

Great service

I have used Zopa on short notice and the process was very smooth and straightforward. Allowing customers to pay back earlier is a big step away from other old fashioned loan sharks. Recommended Reviewed on: 30th May 2017

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