Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

So relieved to find this company!

I took out a personal loan to consolidate several credit card debts and more. I had a quick response and staff on the phone were so helpful and friendly. I now know exactly how much I have to pay out each month and when my debts will be cleared for good. plus the interest rates are a third of what I was paying before so my disposable income has also increased. I have since referred a work colleague who did exactly the same thing as me. Thank you zopa, I feel such a sense of relief. hopefully I'll soon be able to invest too! Reviewed on: 30th May 2017

ZOPA-TASTIC

The web site is so easy to use , and they get back to you very quickly. Why can't all people be this nice My rating would be 10 stars if possible to rate that high Reviewed on: 30th May 2017

Best loan ever!

Applying for my Zopa loan was so easy. The rates were very good and I'm happy with the customer service. I would highly recommend Zopa. Reviewed on: 30th May 2017

Simple fast and efficient

Zopa was easy to use, fast and efficient! Reviewed on: 30th May 2017

Excellent!!!

Excellent service , simple process to follow and get result straightaway. Would definitely recommend Reviewed on: 30th May 2017

Trust worthy and honest

Zopa is my 'go-to' loan company for any size loan for car payments or home improvements. the company are trust-worthy and charge fair interest rates. Reviewed on: 30th May 2017

Zippidee ZOPA ! Zippidee-ay...

....My oh my what a beautiful day it was the day I took out my ZOPA loan! I'd read about peer to peer loan companies and products before but came across ZOPA on a loan comparison site. As well as having THE most competitive rates their speed and simplicity of service was exemplary. So for anyone reading this before you even approached your own high street bank simply checkout Zopa - you won't be disappointed. Reviewed on: 30th May 2017

Great lender with excellent service

Perfect experience, excellent rates, fast approval, fast funds transfer, fast to answer phone calls and helpful customer advisors. If only all lenders were like Zopa! Reviewed on: 30th May 2017

Very good rates

Very easy to use and the rates are the best around. They even let you pay it off early at no extra charge. Reviewed on: 30th May 2017

Professional courteous service

Best rates and terms offered when I was looking for a loan Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Logbook loan (discontinued)
from Varooma (inactive company) 4.85 from 728 reviews
Payday Loan
from Cash Converters 4.21 from 6 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub