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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,053 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

quick and easy

quick and easy money cheap rates very good Reviewed on: 30th May 2017

My loan

Simple, quick and easy!! It doesn't get any easier! If you want a loan go for these guys, very competitive rates, you won't be disappointed. Reviewed on: 30th May 2017

Excellent

Quick and stress free experience with no hidden suprises, fully recommend Zopa Reviewed on: 30th May 2017

Quick & easy

Great customer service and simple application process Reviewed on: 30th May 2017

Brilliant service!

We got a small loan through Zopa in litterally a couple of days. It has really helped us with paying for our wedding. We are really happy with the speed and the efficiency of the service we received. We would use Zopa again if we need a loan quickly and also recommend it to anyone! Reviewed on: 30th May 2017

Quick and easy

Excellent no fuss service! Better than my own bank who I have been with for 25 years Reviewed on: 30th May 2017

Happy!

From star to finish the process was quick and easy. I would highly recommend. Reviewed on: 30th May 2017

Quick, easy & no fuss

Easy to manage site and process, very fast turnaround decisions and quality follow up care, what more do you want!? Reviewed on: 30th May 2017

Zopa are brilliant, Were there for mewhenI needed the help, Within 3 days I had the funds, Very organised and definently reccomend

I feel safe and secure with Zopa. Reviewed on: 30th May 2017

So straightforward and simple!

My bank of over 30 years wanted me jump through all sorts of hoops to get a loan for a car purchase. So I thought I'd try a different way and discovered Zopa. Was all sorted online within 10 minutes and at a better rate than my bank was offering! Wish I hadn't wasted my time with the bank! Reviewed on: 30th May 2017

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