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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Brilliant Lender

Zopa made lending soooo simple and straight forward, it felt almost too good to be true, so I was delighted when my loan application was approved. The funds were in my bank very quickly without any hassle. I thoruoghly recommend profesional and user friendly Zopa Reviewed on: 30th May 2017

Great!

Zopa is great I recommend to anyone who depends on the time. Reviewed on: 30th May 2017

Helpful staff decisions made quickly

I have used Zopa twice for loans, very easy to set up customer service very good, you can adjust your monthly payment easily if you want to pay it back quicker and don't get penalised for it. Reviewed on: 30th May 2017

Outstanding

Very quick decision, excellent interest rates compared to the other lenders, and fast payment. Cannot recommend enough! Reviewed on: 30th May 2017

Best of best

Best personal loan!! Low intereset, good and friendly customer service!!! Reviewed on: 30th May 2017

Amazing

Best loan rates and hassle free. Reviewed on: 30th May 2017

Top company

Fantastic very quick responses and money was here in no time no problems what so ever great deals aswell Reviewed on: 30th May 2017

Zopa is tops

Zopa is the best loan service on the market. Reviewed on: 30th May 2017

Hassle free, lower cost unsecured loan

Setting up and applying for a loan from Zopa was hassle free and straight forward. The rates offered were much lower than high street products available, and the negative effect on my credit rating less severe. Reviewed on: 30th May 2017

Very happy

Very happy with Zopa, loan was very easy to apply for and was in my bank almost instantly. Thanks Reviewed on: 30th May 2017

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