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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent quick service

5
Excellent customer service and very good rates Reviewed on: 30th May 2017
Dai Turner's avatar
Dai Turner

Fast and simple

5
Sorted in no time at all!! Great!! Reviewed on: 30th May 2017
Steven Rubie's avatar
Steven Rubie

The easiest most comfortable loan experience

5
I simply cannot believe how easy quick and superb the service I received was. Reviewed on: 30th May 2017
Sarah Fruin's avatar
Sarah Fruin

So simple a man could do it.

4
Simple and easy enough loan company to deal with yoursef, even for me, an adult male ! No suit and tie required. Dont struggle on, just try them and ask. You,ll be glad you did. Reviewed on: 30th May 2017
Michael Handling's avatar
Michael Handling

A Simple Clear Financial Experience

5
Zopa offers a simple clear method of borrowing and lending. Even for those not familiar with the financial markets Zopa makes the whole potential stressful experience easy and stress free. I would and have recommended Zopa for both lending and investing to many of my friends and family and promoted the company as a fantastic opportunity to suit everybody's needs. Reviewed on: 30th May 2017
James koukoulis's avatar
James koukoulis

Great rates and easy access

5
Provided quick and instant quote with transparent rates and full clarity on deal. Would certainly look at using zopa over any high street brand. Reviewed on: 30th May 2017
Christian Talbot's avatar
Christian Talbot

Great rates and service

4
Extremely easy to apply with fair interest rates. Very smooth funds transfer and no problems in setting up payments. Overall a very smooth and easy transaction. Online account management is excellent as well, I would certainly recommend. Reviewed on: 30th May 2017
Martin Ellis's avatar
Martin Ellis

friendly there when you need them

5
Fast efficient couldt help enough Reviewed on: 30th May 2017
nicjy jones's avatar
nicjy jones

Brilliantly Simple

5
Zoopa made the process quick, easy and straightforward! Reviewed on: 30th May 2017
Kevin Teefey's avatar
Kevin Teefey

Excellent quick service

5
I have had a few loans with Zopa over the years and found them to be very quick setting up and forwarding the loans, also very competitive rates. Reviewed on: 30th May 2017
Dai Turner's avatar
Dai Turner

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