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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Amaze balls

Great service and done exactly what it said on the tin Reviewed on: 30th May 2017

Very efficient service

Great response to customer requirements Reviewed on: 30th May 2017

Borrowing money doesn't get better than this!

Thank you Zopa, I have just paid my final loan payment, applying was simple, the rates were excellent, the money was transferred quickly and above all the customer service was second to none, when I borrow again it'll be with Zopa. Reviewed on: 30th May 2017

Easy loans

Quick and easy loans great communication Reviewed on: 30th May 2017

Quick easy sensible

Very quick service. Low rates. Happy customer Reviewed on: 30th May 2017

Excellent service

Zopa has made it quick and easy to get a loan, even when I was refused elsewhere. Reviewed on: 30th May 2017

Least hassle ever

So so simple . Quick. Very friendly efficient staff. Reviewed on: 30th May 2017

Quick and easy to manage

Applying for a loan is quick and easy. Best feature is the board so you can see how much if your loan is left to pay and the ability to make extra payments. Reviewed on: 30th May 2017

Fast and efficient service with a reasonable rate

Good overall service. I am happy with my experience of Zopa Reviewed on: 30th May 2017

Easy peasy

I found the process so easy,all done very quickly with no hassle with everything done on line, at the time I took out the loan I also found there premiums the best. I have no problems recommending ZOPA. 10/10 Reviewed on: 30th May 2017

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