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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Outstanding customer service

Just outstanding down to earth loan system that works for all, will use again. Reviewed on: 30th May 2017

i borrowed money from zopa

i borrowed some money, once I've paid it back it will be like getting a pay rise. Reviewed on: 30th May 2017

Couldn't ask for a better service

I literally couldn't ask for better communication, online portal or loan terms. I got a fantastic interest rate with Zopa. Reviewed on: 30th May 2017

Helpul lender good customer service

Please to work with the lender that accommodates personal needs helping dreams come true Reviewed on: 30th May 2017

no problems

found this company online had no trouble and everything went as it should Reviewed on: 30th May 2017

Excellent loan provider

We spent a long time searching for the best home improvement loan provider and could not have found a better provider than Zopa. They were quick efficient and made borrowing money incredibly easy with an easy to understand service and repayment schedule. Highly recommend Reviewed on: 30th May 2017

Very competetive

Easy to apply and great rates. Added together with zopa's peer to peer investments and their upcoming isa it's a win win. Reviewed on: 30th May 2017

Convenient, great rates, no hassle loan

After finding Zopa on a compare website I was a little sceptical of the low APR, but after a quick read up of customer reviews and a browse of the website I committed. Couldn't be happier from minute one, extremely easy to apply (less than 5 minutes) and the loan and all information was sent out promptly. No troubles since and easy to use online system with all my loan information stored. Reviewed on: 30th May 2017

Great services and competitive rates

Applied on a Friday and had the funds in my account on the following Monday with rates better than most. Have already recommended Zopa! Reviewed on: 30th May 2017

One of the better ones

Willing to loan a large amount based on affordability and not some ridiculous mathematical equation...best thing is you can repay early with no penalty charges thus reducing the interest you pay which is already fairly reasonable compared to their competitors. Well done Zopa Reviewed on: 30th May 2017

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