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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy peasy

I found the process so easy,all done very quickly with no hassle with everything done on line, at the time I took out the loan I also found there premiums the best. I have no problems recommending ZOPA. 10/10 Reviewed on: 30th May 2017

Amazing service

Quick and easy.Best rated APR% Can't say anything bad so far. Kind Regards Kristaps Reviewed on: 30th May 2017

I couldn't have had my dream wedding without my zopa loan

It was so quick and easy to get a loan to help pay for my wedding. The rates were excellent and the customer service has been second to none. I would definitely recommend to my friends and family! Reviewed on: 30th May 2017

Great, good priced loans

Easy to work and top notch service Reviewed on: 30th May 2017

Easy to apply for a loan

The application for a loan was quick and easy to apply Reviewed on: 30th May 2017

Absolutely brilliant

Good service strait to the point Reviewed on: 30th May 2017

Great Zopa Loan

Really easy to apply for the loan and a fantastic interest rate. Even got Quidco cashback. Will definitely use again in the future and recommend to family and friends. Reviewed on: 30th May 2017

Simplicity

Courteous staff Clarity of deal. Quick and efficient service. Best loan rates Reviewed on: 30th May 2017

Excellent way to borrow money.

I like the ease of dealing with Zopa, the freedom of knowing how much I am borrowing, for how long and having no tie-ins. Quickly sorted and absolutely fuss free. Reviewed on: 30th May 2017

Easy access and no hidden costs

Good service. Good use of digilitasation Reviewed on: 30th May 2017

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