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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

simple and secure

simply the easyest loan proccess I have expeirenced Reviewed on: 21st December 2016

Thanks zopa

I am glad to have loan with zopa. Interest rates better compare with other companies. Reviewed on: 21st December 2016

Your Number one

After nationwide said no to a loan I was left angry as I had been with them for years and had a good credit rating I turned to you guys and was granted the loan amount that I needed thanks Reviewed on: 21st December 2016

Quick, easy, painless

It was so quick and easy to get a loan from Zopa, and the interest rate was insanely cheap. Really happy! Reviewed on: 21st December 2016

Easy, quick, simple to understand

Application to funds transfer was quick, simple and I was kept well informed of progress throughout. Reviewed on: 21st December 2016

Quick easy and hassle free

Quick and easy process Great communication and ease of management Reviewed on: 21st December 2016

The best

Quick, transparent and reliable. Highly recommended. Reviewed on: 21st December 2016

Zopa top marks for keeping it simple. No hassle, fuss free, loan requested, loan provided

I found out about Zopa on money expert Martin Lewis website. Applied, accepted with minimum of fuss. Thank you Zopa Reviewed on: 21st December 2016

Perfect Service

Easy to apply for, great rates and fast service. Reviewed on: 21st December 2016

Ease and value

With all the talk of low interest rates it's easy to think that everyone must be offering them but shop around and you'll see that's not necessarily the case. Fortunately with a Zopa loan that IS the case and the process of applying for the loan was so straight forward. The website is clear and precise, all the information you need is there clearly laid out. You'll know exactly what you need to repay and when so there'll be no surprises. Reviewed on: 21st December 2016

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