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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy process

Easy application quick decision and very good interest rate overall happy customer Reviewed on: 30th May 2017

Very Helpful Lender

I wanted to get solar panels for my home. They cost £5000 and I make £800+ a year guaranteed for 20 years. Thanks for making this possible Zopa. Reviewed on: 30th May 2017

Quick reliable service top company

I needed cash fast I applied to Zopa and after being accepted the money was in my account within 36 hrs and I still could cancel if I wanted..... Reviewed on: 30th May 2017

My car loan

I can't believe how easy & painless it was. The last time I had a personal loan from a high street bank, they needed a guarantor and references, endless amounts of paperwork. When the loan was approved it was sent as a cheque. I was half expecting my Zopa loan to be the same so when it wasn't I was completely blown away...very very smooth, would totally recommend!! Reviewed on: 30th May 2017

Quick and easy

Zopa,s website was easy to use to apply for a loan. I got the money fast and a good interest rate also! Reviewed on: 30th May 2017

The most hassle free and fast financial service experience I've ever had!

Quick and easy application, user friendly website and fast feedback. A very good service. Reviewed on: 30th May 2017

What a zopa way to get a loan

Easy friendly and straight forward loan deals, no fancy gimmicks, no fancy banners and worthless cartooning on the website - straight forward and easy to use web - that's all you need in today's busy world Reviewed on: 30th May 2017

Fair, transparent and straightforward

Really impressed with the rate offered. Very straightforward application process and the terms and conditions all clearly published Reviewed on: 30th May 2017

Great customer service at zopa

Everyone in the customer service department were always more than willing to help you in the most efficient way possible. I was never left on hold for outrageous amounts of time and I love it that all of the call centres are UK based. This loan really helped kickstart my business & my personal financial situation to 'better days'. For that reason I'm sad to say that I won't be needing using them again. Rob Verrall 07496976967 Reviewed on: 30th May 2017

Absolutely brilliant!

My motorcycle blew up and I couldn't really afford a new one. with minutes of my application, I'd been told I'd passed the checks and got my loan 2 days later. Quick, simple, and easy. Reviewed on: 30th May 2017

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