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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simple and quick personal loan

When looking for a personal loan online you often see the promotional rates to draw you in but very rarely get them. With Zopa the advertised rate was the rate I received and the fact that the whole application could be completed online, including identity and income confirmation , made the process incredibly easy. The whole process to 3 days to complete and the money was in my bank 2 days later. I have already told friends about Zopa and have no hesitation in recommending their service. Reviewed on: 30th May 2017

Accessible, affordable and straightforward

Zopa made getting my loan an easy and straightforward affair. Everything explained in plain English and very good communications. I can't fault their products or their service. I wouldn't hesitate to recommend them. Reviewed on: 30th May 2017

Everything you need

Great interest rates, simple application and easy payments. What else do you need? Reviewed on: 30th May 2017

Easy!!

Great communication and very efficient. Will definitely recommend and use again if needed Reviewed on: 30th May 2017

really simple and good interest rate

Zopa is Easy to ok communicate with clear and simple Reviewed on: 30th May 2017

Great service responded very quicklyy

Just very happy Reviewed on: 30th May 2017

The best by far.

Easy, simple, efficient and no-nonsense. Reviewed on: 30th May 2017

Best rate On the market

Great loan provider easy application and the lowest interest rate available at the time. I had the money within 24 hours. Great service Reviewed on: 30th May 2017

Quick, easy, brilliant

Easy to apply for and follow instructions, great service and a quick response time, money was in my bank before I knew it, it's a thumbs up from me Reviewed on: 30th May 2017

Perfect

Great company, easy process and a quick service Reviewed on: 30th May 2017

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