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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Total loan simplicity

I have no hesitation whatsoever recommending Zopa loans to friends and family. Application was straight forward, rate offered was very competitive and it took just a few day to receive the sum. There is even an option to fast track for just a small outlay. The website is very clear and use is simplicity itself. Great service, 10 out of 10. Reviewed on: 21st December 2016

Excellent service

I applied to Zopa for a personal loan because of their competitive rates but I would recommend them based on their service. Zopa made a decision in less than 24 hours. After that, I had options as to when I wanted the money in my account, and the date each month I wanted my payment to leave my account. I would always come back to Zopa as my first pot of call should I ever need a loan again. Reviewed on: 21st December 2016

A relatively simple application process.

I have had two loans fom Zopa and have now joined them as a lender. I found the process to be simple and was kept informed of the progress of my loans throughout. I would have no hesitation in recommending Zopa to anyone who requires a loan at reasonable interest rates. Reviewed on: 21st December 2016

The No Hassle Loan Service

I applied for a loan and it was simplicity itself. Answer given very quickly and just no problems whatsoever. Was even able to make additional payments to pay off sooner - great! Reviewed on: 21st December 2016

The personal loan was easy to set up, with an excellent interest rate and no hassle.

I took out a personal loan for a car last year. It couldn't have been simpler, and offered an unbeatable interest rate. Reviewed on: 21st December 2016

great loan company

took a loan out with zopa last yr they really got me out a situation with credit cards when noone else would help thanks Reviewed on: 21st December 2016

Quick decision and money transfer

A decision is made quickly and the money was in my bank before I knew it. Hassle free and friendly staff. Reviewed on: 21st December 2016

Fantastic loan

Great rates. Quick payment. No fuss. Reviewed on: 21st December 2016

Great value for money

It is a very affordable and convenience way to get a competitive loan for a bitten-market rate. Reviewed on: 21st December 2016

Great service to use

We were able to do everything online in a few simple steps, the interest rates were the lowest we could find and we're able to overpay and view all the details online. Great company! Reviewed on: 21st December 2016

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