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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy and flexible

The application process was straight forward and quick. Website easy to use. The flexibility in paying back early worked well for me. Reviewed on: 30th May 2017

Outstanding service

The best & service i have ever had fast & efficient hassle free Reviewed on: 30th May 2017

Very professional team & easy to apply

Applied on line and had my money within couple of days. Completely hassle free Reviewed on: 30th May 2017

Easy and straight forward

Really good rates and was very simple to set up. No hesitation to use again Reviewed on: 30th May 2017

Execellent service

So quick, so efficient and so professional Reviewed on: 30th May 2017

So bloody pleasantly surprised by ZOPA!!!

My first loan, my first holiday in 4 years. Would not have been possible without the lovely people and website ease of ZOPA. Thank you for your efficiency and advice via email! Reliable, competitive and best on the market. Reviewed on: 30th May 2017

Quick easy

Very fair and reasonable interest rates Reviewed on: 30th May 2017

Excellent,professional & well organised!

Straight to the point, no hassle! Steady affordable payments at good rates Reviewed on: 30th May 2017

Fantastic

Very pleased with the service and have recomended it to friends. Reviewed on: 30th May 2017

Brilliant

The best rates in town with an easy and quick online system Reviewed on: 30th May 2017

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