Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68055)

Excellent positive experience

5
Easy loan application.Very good rate. The website was a joy to use. Already recommended Zopa to family,friends. Reviewed on: 20th December 2016

Brilliant and simple with a good rate

5
Quick and easy friendly staff accessable website good rates and explanations Reviewed on: 20th December 2016

Good company

5
Good deal and rates & easy to setup too . Reviewed on: 20th December 2016

excellent company providing great service to the public

5
this company are by far the most competitive and efficient when it comes to providing loans with low interest rates. Approachable, friendly, professional and easy to work with. cant speak highly enough of them. Reviewed on: 20th December 2016

Fast and easy

5
Zopa helped me buy my frist car :) was quick and easy best service I have ever used . Thank you Reviewed on: 20th December 2016

Great

5
So simple and straight forward to get a loan would highly recommend. Reviewed on: 20th December 2016

Honest and valued lender a company that cares about its customers

5
Fast and efficient process with a good product. Made me feel that i was not getting ripped off in a time of need. Reviewed on: 20th December 2016

Very competitive, easy to manage

5
Their website was very easy to use and manage, the loan was very competitive and I would certainly use again. Reviewed on: 20th December 2016

Quick and easy to use

4
I found the Zopa website quick and easy to use and the rates were very competitive Reviewed on: 20th December 2016

no hassle friendly customer service

5
When looking for a loan came across zopa on a comparison site submitted online form and had loan approved within minutes Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products