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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Brilliant

Very good loan provider, fair, good rates, speed in reply, brilliant customer service. Would highly recommend! Reviewed on: 20th December 2016

Nice & Easy. Glad i Used Zopa

I was a bit unsure at first as i never heard of this company, after a bit of google searching i could only find 2 bad reviews but that was more the customer not reading what they was signing up for so i ignored them, money is always collected on time, i received my loan in a few days and was generally such an easy process, didn't have to keep sending paper work off to them and was very pleased. will use again and recommend all day long. Reviewed on: 20th December 2016

Easy to do

Zopa makes loans easy and fliexible with great rates. Reviewed on: 20th December 2016

Quick decision great rates!

My own bank ,despite agreeing I could afford to take out a loan,wouldn't lend to me! 5 mins online with Zopa loan agreed and a similar rate to the bank!Sorted. Reviewed on: 20th December 2016

Smooth!

Very smooth process from applying to receiving my loan Reviewed on: 20th December 2016

Quick, easy, no messing, great low interest rate too

I initially used a compare site for my loan, I looked at zopa which came up in the top, it was quick and easy to decide how much I need compared to how much I can afford to pay back. Taking the loan was so simple it took me minutes to apply and I was quickly approved and the payment was quick to come through Reviewed on: 20th December 2016

The Cheapest Option Available

Of all the options (including big banks like Barclays whom I'm with), Zopa was the most affordable option. That's all there is to say really. Reviewed on: 20th December 2016

Excellent Company to deal with - Highly Recommended

The Company and an excellent website which is user friendly and easy to use - I have taken out a couple of loans with Zopa, in the last few years, which were online applications - really easy. Reviewed on: 20th December 2016

Simply brill.

Excellent rates/service and so easy to use.In this day and age when all people want to do is rip you off its so refreshing to deal with a company who are only interested in the satisfaction of me. Reviewed on: 20th December 2016

Lightning fast

Really easy to deal with, backed up with great customer support. The team made a really quick decision on the loan and the money was available really quickly. Have used zopa before and will use again Reviewed on: 20th December 2016

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