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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

excellent company

5
The web site is easy to use and customer service is excellent. Staff are more then happy to help with any questions Reviewed on: 30th May 2017

Great rates

5
Very easy and quick process with competitive rates Reviewed on: 30th May 2017

Quick and Easy

5
I applied for a loan and within 24 hours I received a answer and 3 days after I started the application the funds were in my account, it was quick Easy and painless Happy Days. Rodney Smith Reviewed on: 30th May 2017

Realy good

5
I would recommend very quickly besides formalities Reviewed on: 30th May 2017

Simply the best

5
Overall top class service from intial review to offer/acceptance of loan. Excellent customer service, quick, simple procedures and the best rates out there. I would highly recommend Zopa to anyone. Reviewed on: 30th May 2017

Great service

5
Applied for a loan with Zopa. Kept up to date throughout the application process, once approved money was in my bank straight away. Since then have had good communication from them. Called to change my address recently. Couldn't have been easier. Reviewed on: 30th May 2017

Cheap money-fast

5
The easiest way to raise funds, without fuss and good support Reviewed on: 30th May 2017

Great Provider

5
Fast professional service, did exactly what they said Reviewed on: 30th May 2017

Easy hassle free loan

5
Looking for a new car and finance deals all had crazy high interest! Zopa loan low interest hassle free and quick! Reviewed on: 30th May 2017

Modern approach to money.

4
Always helpful, quick results, professional approach. I'm more than happy to support and use this UK company, it's the modern approach to money. Reviewed on: 30th May 2017

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