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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and Easy

I applied for a loan and within 24 hours I received a answer and 3 days after I started the application the funds were in my account, it was quick Easy and painless Happy Days. Rodney Smith Reviewed on: 30th May 2017

Realy good

I would recommend very quickly besides formalities Reviewed on: 30th May 2017

Simply the best

Overall top class service from intial review to offer/acceptance of loan. Excellent customer service, quick, simple procedures and the best rates out there. I would highly recommend Zopa to anyone. Reviewed on: 30th May 2017

Great service

Applied for a loan with Zopa. Kept up to date throughout the application process, once approved money was in my bank straight away. Since then have had good communication from them. Called to change my address recently. Couldn't have been easier. Reviewed on: 30th May 2017

Cheap money-fast

The easiest way to raise funds, without fuss and good support Reviewed on: 30th May 2017

Great Provider

Fast professional service, did exactly what they said Reviewed on: 30th May 2017

Easy hassle free loan

Looking for a new car and finance deals all had crazy high interest! Zopa loan low interest hassle free and quick! Reviewed on: 30th May 2017

Modern approach to money.

Always helpful, quick results, professional approach. I'm more than happy to support and use this UK company, it's the modern approach to money. Reviewed on: 30th May 2017

Fast and reliable

From applying for the loan to receiving the money in my bank account, the process was fast and well automated. That combined with some of the best interest rates make it hard to beat. Definitely recommend. Reviewed on: 30th May 2017

Simple, Efficient, and Competitive

I needed an emergency loan to cover unexpected costs for my wedding. As I try to avoid Credit Cards like the plague, I was left with little immediate facilities to reactively reach out to. I started off by looking at online lenders and to my astonishment; the total amount payable over 12 months seemed like daylight robbery!!! I put in a quick search on Martin’s Money Saving Expert and Zopa seemed like the stand out option. The process has been hassle free and I received my funds within 5 days. Three words spring to mind; Simple, Efficient, and Competitive. The Wedding was a blast! Reviewed on: 30th May 2017

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