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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

The Complete Package

The whole package is nothing short of spectacular. The language, the tone, the clarity... the interest rate... the ease. Genuinely the best money related experience I have ever had. I really don't know why we have put up with high street banks for so long. Reviewed on: 20th December 2016

Great service

From the application through to the money in the account, effortless. Reviewed on: 20th December 2016

Swift efficient and good customer service

Very good loan provider. Good rate quick deposit and great customer service. Fully recommend Reviewed on: 20th December 2016

Quickest hassle free personal loan to buy a car

Needed a loan urgently to buy a new car, from the minute I googled for it and the time it was in my bank, was a matter of a couple of hours in the evening. It is easy to understand the terms and easy to repay! I got a lower interest APR than my savings interest so it made perfect sense for me! Reviewed on: 20th December 2016

Very fair loan :) ...smart

Having bought our first house with a second child on the way my partner and I had little money to double glaze the new house. We borrowed money at such a low interest rate it's really cool. Happy with such low 'profit margins' whoever owns the company obviously isn't greedy and deserves lots of business as a result. A real help to our young family :) good day Reviewed on: 20th December 2016

Much better than my bank

Great service, great interest rates. Reviewed on: 20th December 2016

All round "Top Company"

Very easy to apply, quick decision & payment Reviewed on: 20th December 2016

A useful resource

I needed a loan straight away. Zopa provided me with a service second to none. I was vetted, approved and funded all within 48 hours. Highly recommended. Reviewed on: 20th December 2016

Fantastic, hassle free loans

We applied for a Zopa loan to buy a camper van. This was one of the fastest and simplest applications I have ever done. All completed on line within 10 days with amazing rates too. Perfect hassle free service. Well done Zopa Reviewed on: 20th December 2016

Loans

The repayments seem ok, but large arrangment fees to start cancel this out Reviewed on: 20th December 2016

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