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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Amazeballs

Great just great! Would use again. Reviewed on: 20th December 2016

the best rate in the market.

After taking a comsiderable time looking for the best rates Zopa came with an unbeatable offer and brilliant services, no hassle. Strongly recommend. Reviewed on: 20th December 2016

Easy as ABC

I was looking for a loan in order to purchase a van that I wanted to convert into a camper van. After checking the interest rates with all the regular high street lenders; I decided to check out the Zopa website. I was amazed at how clear and straight forward it was to use. My loan was agreed within two days and at a much lower rate that I had been offered by any other lender including my own bank who I have been with for over 25 years. Reviewed on: 20th December 2016

Why go anywhere else?

So easy and such a great idea, have recommended to friends looking to borrow and invest. Reviewed on: 20th December 2016

Fast service and not bombarded with communication and offers

Zoopa provide a great service and make it as easy as possible and as painfree as possible to set up the process! Really pleased thanks Reviewed on: 20th December 2016

Fast, efficient and best value!

Taking a loan with Zopa was very smooth, efficient and with very competitive rates. I was also able to phone them and check the progress of my application. Reviewed on: 20th December 2016

Brilliant, Speedy, Excellent Customer Service, Really Easy To Use

Brilliant, Speedy, Excellent Customer Service, Really Easy To Use. I have 2 loans with Zopa of which 1 will shortly be completed. Reviewed on: 20th December 2016

Amazingly easy

It was easy to get the info in and then get an answer. Paperwork automatic and online. Reviewed on: 20th December 2016

Easy to apply for and quick availability.

I was a little nervous about applying for an online loan but Zopa were fantastic. No hesitation in recommending them as a provider and would certainly use them again. Reviewed on: 20th December 2016

Excellent service

Easy straight forward application. Money received quickly. Great interest rates. Brilliant staff on phone if you ever have a question. Would definitely recommend Reviewed on: 20th December 2016

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