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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The best personal loan I have ever received fair repayments and easy to set up

A pleasure to use and got excepted in a couple of easy steps. Reviewed on: 30th May 2017

Great service easy to understand application

Fabulous service fast easy to follow application great rates Reviewed on: 30th May 2017

Amazing

Amazing customer service,I recommend everyone! Reviewed on: 30th May 2017

Efficient and reliable

The whole process was very straight forward and user friendly. I had access to the funds from my new loan very promptly and have been able to make overpayments easily online. Everything I could wish for! Reviewed on: 30th May 2017

Great Service

Quick and Easy, Approved quickly and painless. Best deal in the market place. Reviewed on: 30th May 2017

Excellent and easy to set up loan

I was looking for a fast and also the best deal at the time to purchase my camper van , after searching in the internet I reviewed Zopa and applied , I found the experience easy from application to receiving the funds , would recommend Zopa to anyone thinking of a loan Reviewed on: 30th May 2017

Quick, easy and competitive rates

Great customer service, reply to enquiries quickly. Easy to understand website and the online account is simple to use. Reviewed on: 30th May 2017

Fast and brilliant rates

Having been turned down for Sainsbury's top up loan but for no real reason I tried Zopa and it could not have been quicker or with a better rate! Recommended! Reviewed on: 30th May 2017

Quick easy and cheap

It was easy and clear to apply for my loan with a quick acceptance! The interest rate is highly competitive also. I recommend it! Reviewed on: 30th May 2017

Definitely one to choose

From the start they Were really helpful. Not pushy at all. Answered all my questions and when I made an error with the application they talked me through it and put it through second time around. Their customer service is excellent Reviewed on: 30th May 2017

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