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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Excellent rates and and super fast payout.

The interest rate compared to other providers and my own banks had a very big difference. Obviously I went with Zopa and I have to say the customer service provided was excellent. Reviewed on: 20th December 2016

Great service, easy to use, fast result

I applied for a loan in October and was given a decision almost instantly, with the money being transferred into my account in a matter of days. The online account facility has allowed me to manage my account effectively without the need to wait in long call queues, etc. So far, so good. I would definitely recommend Zopa to family and friends. Reviewed on: 20th December 2016

Amazing rates, easy to use

Offered the lowest APR I could find. Applying was simple, and the website is really easy to use. You can do things like make additional payments and change the direct debit date easily through the website. Reviewed on: 20th December 2016

great company

Easy to deal with very helpful easy to manage account Reviewed on: 20th December 2016

Easy and stress free

The zopa loan was provided in easy simple steps no stress no hassle Reviewed on: 20th December 2016

Quick, reliable and super helpful

Needed a quick loan to secure my family's future and boom there it was within 24 hours,, fantastic company, that deserve to be rewarded for their hard work and dedication Reviewed on: 20th December 2016

Easy, fast and efficient

The title says it all really; easy, fast efficient Reviewed on: 20th December 2016

zopa loans

Zopa gave me a loan. No fuss no messing. Money in the account 2days later! Thank you Zopa! Reviewed on: 20th December 2016

Easy, quick and convenient.

Reaaly quick and easy to apply, with the result in minutes and the funds within a couple of days. What else is there to say! Reviewed on: 20th December 2016

Car loan

Excellent people to deal with Process so easy to go through Reviewed on: 20th December 2016

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