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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

quick and simple

Went to purchase a new car on finance. Close brothers gave me a decision within 30 mins, i bought the car and drove it way the same day. Quick and simple and great support team when you need to contact them by phone. Reviewed on: 20th December 2016

Quick, easy and flexible.

Quick and easy to apply, promptly received funds in account and excellent online account means able to check statements/change monthly payments online etc. Reviewed on: 20th December 2016

understanding

Was told about Zopa and very pleased with the following progress, the interest rates are very good and competitive, although have not had any dealings with customer service if it like the previous contact it is very good, their web site is easily accessible on line with secure password, you can keep up to date on loans you have/ Reviewed on: 20th December 2016

Nice and easy

Probably one of the easiest financial transactions I have ever taken out. One quick call, couple of buttons pressed, and bingo. Reviewed on: 20th December 2016

Can't fault the service I got from them, quick and friendly. If anyone is thinking of getting a loan you won't go far wrong with zopa.

Outstanding service, keep up the good work guys Reviewed on: 20th December 2016

Hassle free loan

Zopa loans are hassle free and low interest. I was asked very few questions and received my loan quickly. I would recommend Zopa loans to everyone!!! Reviewed on: 20th December 2016

No Nonsense- Plain Boring!

I needed a loan for a motorbike and i needed it fast. I did my research and just kepr coming back to Zopa. I was skeptical as the reviews i was reading just seemed to good to be true - with this cynical attitude i nearly didn't bother, I am glad i did. Straightforward application process, quick decision made and quick payment into the account. With excellent rates, the Zopa experience is good and is true! Reviewed on: 20th December 2016

Simple

Simple to set up, no hassling e mails, flexible, accessible , immediate Reviewed on: 20th December 2016

No hidden costs

Simple and easy to understand... log on and you can see your current amount and the effect a payment will make to the rest of your payments Reviewed on: 20th December 2016

Getting a loan

The whole process was easy and fast. It advised response times and kept within them. Reviewed on: 20th December 2016

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