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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent.

5
Excellent service from start to finish, very fast and very efficient. Reviewed on: 30th May 2017
Reece Todd 's avatar
Reece Todd

value for money

5
No hassle arrangement. Competative prices, flexible payments and helpful staff. Ive used zopa for my last 3 loans. Reviewed on: 30th May 2017
Trudy Thompson's avatar
Trudy Thompson

Great rates, fast payment and quality service

5
As stated above pretty flawless in my experience approved on multiple loans and rates decrease on future loans after you've proved you can maintain payments on existing loans. Strongly recommend to friends and family looking for loans at low interest rates. Reviewed on: 30th May 2017
Jack Davies's avatar
Jack Davies

Always been a great place for money lending and borrowing.

5
I have had a great experience dealing with zopa. It provides great service and excellent borrowing conditions. Reviewed on: 30th May 2017
Rossen Mitov's avatar
Rossen Mitov

Simplicity at your fingertips!

5
Straightforward, easy to follow advice and application instructions. Instant decision and monies deposited in your account within 48 hours. What a fresh approach to loan enquiries... Reviewed on: 30th May 2017
P Connors's avatar
P Connors

Excellent service

5
The easiest, most helpful, workable loan company I've ever used. Loan was sorted within minutes and in my account! Extra payments can be made any time and any queries are answered quickly and effortlessly. I would never use any other company now even if they weren't the cheapest Reviewed on: 30th May 2017
Elizabeth MacBeath's avatar
Elizabeth MacBeath

Best value by far

5
I needed a loan and used a search engine to find the best deals, Zopa came out the best value for money by a huge amount, the interest rate was by far the best and in all honesty I had never heard of Zopa but I'm relieved I did the search and had Zopa as the top option to take a loan out, the process was easy and simple to fill out forms etc and the money was quick to reach my account another reason to use Zopa is the option to pay off the whole loan in full without penalties and also to pay extra payments via their website or over the phone again without any penalties, I e already recommended Zopa to friends, relatives and work colleagues and will continue to do so. Reviewed on: 30th May 2017
John Woodward's avatar
John Woodward

Excellent service

5
Quick and easy application process and a great rate. Reviewed on: 30th May 2017
Oluwatosin Akindele's avatar
Oluwatosin Akindele

Excellent service

5
Excellent customer service, brilliant interests rates, I would recommend Zopa to everyone Reviewed on: 30th May 2017
Andrew charlesworth's avatar
Andrew charlesworth

Couldn't fault them

5
Zopa were quick, informative, and very user friendly. The team were happy to help with any queries and the whole process was efficient, and delivered to a high standard. Reviewed on: 30th May 2017
JAMES DAVIDGE's avatar
JAMES DAVIDGE

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