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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great personal loan service

I was able to apply and be accepted for a loan with a great interest rate within minutes Reviewed on: 30th May 2017

Simple, easy borrowing!

Excellent website, really user friendly; all the information you need is right there in front of you in black and white. Took a really short time to do the application and receive the money. Would definitely use again and recommend. Reviewed on: 30th May 2017

Superb Loan Features

A painless way to obtain funds at a very competitive rate. Effortless approval process. Reviewed on: 30th May 2017

effective and quick

very easy website to use and quick without hassle.totally recommend it Reviewed on: 30th May 2017

Anita

Very good company for those who do not want to deal with paperwork,very helped to find the first car. Very responsive people and always go to a meeting. Super company helped to find the first family car very satisfied Reviewed on: 30th May 2017

QUICK & EFFICIENT

IM VERY HAPPY FOR THE GREAT QUICK RESPONSE AND THE FACILITY TO HAVE THE FUNDS Reviewed on: 30th May 2017

Zopa is the best

I'd recommend Zopa to anyone who requires a loan. Very quick to respond regarding their decision to lend, application process is easy to navigate and options to repay the loan quickly was easy to understand. Wonderful company! Reviewed on: 30th May 2017

Easy and transparent

The best personal loan company I came across. Application process was very easy and the loan was accepted and in my account within days. All of the fees are transparent and there are no hidden surprises. Not surprise it's been nominated as Best Personal Loan Provider in the Consumer Credit Awards. Reviewed on: 30th May 2017

Best loan interest rate around!

I needed a loan quickly to pay for an operation. Zopa was recommended to me so I applied. I was quickly offered the lowest interest rate around and the whole process was quick and easy. Reviewed on: 30th May 2017

By far the best personal loan out there

Low interest, quick descion, fast access to the cash. I used to go to a bank for my first choice loan but not any more. Zopa are the best by a country mile. Reviewed on: 30th May 2017

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