Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A fantastic concept

I had never heard of zoos or peer to peer lending previously until matched by a credit reference company - the rates were unbeatable and the concept amazing - so easy to apply - so easy to get the funds - so easy to keep track - fantastic experience with this so far ! Reviewed on: 30th May 2017

Amazing Service

Cannot fault at all! Genuine customer care Reviewed on: 30th May 2017

Peer to Peer

A fantastic service. Low interest rates, simple online application process. Easy identity verification. Helpful staff and excellent literature where everything is presented in an understandable simplified format. I will always use Zopa for any loan that I require. Reviewed on: 30th May 2017

Efficient, easy and friendly

I sought a car loan with a quick turnaround and the process at zopa could not have been more easy or straightforward. The online application was simple to follow and the follow up calls were prompt and and staff so friendly. Having the option to pay off extra amounts each month without penalty is very comforting too. I would recommend to anyone. Reviewed on: 30th May 2017

Fantastic provider

Brilliant provider easy to contact, simple, straightforward and easy to use website and excellent customer service. Reviewed on: 30th May 2017

Loan

Great service . Fast payment with Zopla . Very professionals team sit on the offices Reviewed on: 30th May 2017

Great

Quick, clear and excellent service Reviewed on: 30th May 2017

Fast quote and best rate

Very quick to get a quote and then to move to application. All approved and I bank within 3 days. Great service with a great rate. Reviewed on: 30th May 2017

Great personal loan service

I was able to apply and be accepted for a loan with a great interest rate within minutes Reviewed on: 30th May 2017

Simple, easy borrowing!

Excellent website, really user friendly; all the information you need is right there in front of you in black and white. Took a really short time to do the application and receive the money. Would definitely use again and recommend. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Cash4uNow (inactive company) 3.48 from 4 reviews
Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.21 from 5 reviews
Loans
from M for Money Credit Union 4.70 from 80 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub