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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy

Quick easy hassle free... No problem when I needed to top up and repay old loan... Reviewed on: 20th December 2016

The best personal loan provider

Zopa was amazing .They gave me a loan to get a car when my bank (the one that I was with for over 10 years ) refused to extend my overdraft just because I was on maternity leave and according to them I didn't have enough money coming in. Now i'm back at work and nearly paid off my loan.Massive thanks Zopa :)!You are the best :)!!! You are the best. Reviewed on: 20th December 2016

It took just days for the money to go into my account no fuss or long phone calls. Very friendly, would definitely recommend.

I found the site online, filled out the form, sent it back, and presto the money arrived in my account before the end of the week. Everything is explained via email. Brilliant company. Reviewed on: 20th December 2016

the way forward

Quick decision, clear t&c's, and simple to apply I would recommend to anyone needing a loan. Reviewed on: 20th December 2016

Simple and quick loan application

A quick easy pleasant experience. Borrowing money can be quite an unnerving experience but Zopa put my mind at ease with their simple application and quick response. Reviewed on: 20th December 2016

Better than all other well known providers

The rate advertised was the rate we received and the process was fast and painless. We had chosen with a well known supermarket chain initially but they advertised a rate but only gave a rate 6% higher than insinuated in the quote. Complete waste of our time as they wouldn't tell us the rate over the phone we had to wait 2 weeks for it to come through the mail. Zopa was fantastic!! Reviewed on: 20th December 2016

Great Rates

Very quick and easy to understand online form ,great interest rate ,prompt reply and service would recommend. Reviewed on: 20th December 2016

Quick and easy

I applied for a loan and it took me only a day to get approved and i got my money in 3 working days Would reccomend anyone Reviewed on: 20th December 2016

Positive and quick turn around for loan. Easy to track progress and payback.

Quick & easy to apply. Outcome of application easy to make on 'line . Easy to keep in touch with loan progress. Reviewed on: 20th December 2016

Help when I needed it

They where extremely helpful and the website was easy to use iv not had one issue with this company Reviewed on: 20th December 2016

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