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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Hassle-free Convenience

Got a quote within minutes, money available within 7 working days. I've been kept up to date with any changes made to the loan (e.g. provider) and have only paid back exactly what was set out initially. Wouldn't hesitate to use again and recommend to others. Reviewed on: 30th May 2017

Fast, simple, excellent.

Simple, intuitive application process which is tailored to transparency for the customer. Fast decision making process and excellent customer support. Reviewed on: 30th May 2017

Easy!!

Applied. Communication was quick and answered all questions. Reviewed on: 30th May 2017

Clear fair and easy loan

Almost pleasurable process getting a loan! As per title, nowt more to add. Reviewed on: 30th May 2017

Second to none

I searched for the best rates available to me for a loan. Zopa had great rates and a very simple process. It took me around 15mins to complete everything and even though it was a weekend I had a response first thing. The money was where I needed it when it was ment to be there. No more over charging banks for me. Reviewed on: 30th May 2017

Zopa are the Kings of personal loans

Zopa make it really easy to apply for loans and offer a very reasonable APR. You can log in and see exactly how much you have paid and how much more you owe. Couldn't be easier and you know they have great customer satisfaction ratings. Reviewed on: 30th May 2017

Cannot fault Zopa

Needed money, applied, money in the bank very quickly. What more can I say? Amazing and plan to use again in a few months. Reviewed on: 30th May 2017

Simple & Easy

Great website, easy navigation and selection process, easy & helpful information to copleye transactions. Reviewed on: 30th May 2017

Great company to get a loan with

Fast speedy service, would recommend to anyone to try Zopa, great rate to! Reviewed on: 30th May 2017

Good and very quick with results

Easy and simple to follow very good all round experience Reviewed on: 30th May 2017

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