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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Good and very quick with results

Easy and simple to follow very good all round experience Reviewed on: 30th May 2017

Overall Good Service

Easy to apply, quick process and money was in my account very quickly. Easy to access my account and review my outstanding balance Reviewed on: 30th May 2017

The best deals and best service around

From day 1 the service has been excellent with such ease to use. Reviewed on: 30th May 2017

No fuss,excellent rates

Fast,efficient service, will recommend Reviewed on: 30th May 2017

Good

Good company and good rates. I would recommend to a friend. Reviewed on: 30th May 2017

Very competitive!

Incredibly fair rates, good customer service, great website - would recommend Reviewed on: 30th May 2017

Love zopa excellent

Quick fast and relevant.was surprised by the service n trust of the company.I had recommend all my friends to go for zopa numbero uno Reviewed on: 30th May 2017

It's easy and uncomplicated

It really is simple and affordable. What more can you ask for in a loan? It's simple to apply, it's simple to understand and it's simple to login and control. On top of that it's got fantastic rates. Job done as far as I'm concerned. Reviewed on: 30th May 2017

Great company

I needed a loan for visiting a family member and they offer great rates and have a great payment scheme which has been set up and is great. Defiantly recoomend Zopa if your thinking about a loan Reviewed on: 30th May 2017

Amazing - highly recommended

I required a loan fast for a car and wanted the flexibility to pay the loan off early without a penalty. I couldn't ask for more from a loan. Simple form, quick response, money in my account the next day! Absolutely amazing service. The website is very easy to navigate and so simple to use. I have recommended this service to friends and family already and will continue too. Reviewed on: 30th May 2017

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