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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and hassle-free

Quick loan when you need it most, hassle-free online application with fast approval. Reviewed on: 30th May 2017

ALWAYS RECOMMENDED

Since trying to get a loan from my bank for improvements... not mentioning any names (Santander) I couldn't have found the process more stressful and slow... I found Zopa using clearscore.com and it couldn't have been easier (literally). My new kitchen is now looking great. :) Thank you Zopa... A very happy customer. Reviewed on: 30th May 2017

Best around! 5*

Everything was straight forward - from start to finish - no problems at all - loan was quick to arrive - customer service great - cannot fault anything - happy customer - thank you :) Reviewed on: 30th May 2017

Super quick!

Really quick and efficient service. Applied on the Friday, had a response by the Monday, money in the bank the next day! Online management is really easy and overall user friendly. Rates are really competitive and would definitely recommend. Reviewed on: 30th May 2017

Awesome company!

So easy to apply for a loan and were very quick with the process! I'm a happy customer! Reviewed on: 30th May 2017

Great to deal with fast and efficient

Zopa was a company that we were directed to and not a company we went looking for however it is certainly a company I have told many people about since. They we were a fantastic company to deal with, fast and efficient and the money was in our bank within a few days of the loan being approved. It was easy to apply, hassle free and completed in no time with your approval almost immediate. Thank you Zopa Reviewed on: 30th May 2017

Easy and good value loan

I've borrowed money three times with Zopa. Rates are always very competitive, and applications simple and quick. Easy to pay off early with no early settlement penalty. Reviewed on: 30th May 2017

Zopa

ZOPA is fast and efficient and always good value Reviewed on: 30th May 2017

Fantastic service

great loan rate an speedy service everything went through without a hitch Reviewed on: 30th May 2017

Zopa is the best

I have used a loan from the zopa. They are quick no hassle with great Apr I would recommend them them to everyone best loan company ever Reviewed on: 30th May 2017

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