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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Best lender

It wsd so easy yo take a loan and the best rate on the market. I already recommended ZOPA to friends and family. Some friends followed my advise. Main aspects that make ZOPA to stand out are: easy to apply, best rate, easy settlement for payment and control over it in case you you can pay off earlier or you want to change date og payments. Reviewed on: 20th December 2016

impressive

best on the market and very competitive ,very easy to use , never had any problems , will always recommend Reviewed on: 20th December 2016

Safe and easy

Excellent experience, Zopa, have very helpful staff, who make borrowing money an easy transaction, would highly recommend this company. Reviewed on: 20th December 2016

Zopa loans - simple and quick

Easy to complete application with a decision in minutes - great! Reviewed on: 20th December 2016

loans that are easy to apply for and understand.

I recently took out a loan using the zopa site, after comparing many website this company offered one of the best interest rates and applying online was very easy. The straightforward process was simple to follow and all the costs were clearly visible. One of the best features is being able to access your information at any time and you can monitor your payments so you know your up to date balance. When I applied my payment day did not match my salary date but with one simple request to change this was updated to suit my needs. I would highly recommend to friends or family looking to borrow in the future. Reviewed on: 20th December 2016

It was really easy to apply for my loan and I was kept up to date with everything with my application. The funds were transferred really quickly and I can track my loan online on Zopas easy website.

Happy customer - definitely recommend Zopa Reviewed on: 20th December 2016

fast, friendly and easy to use

I was offered a loan at a very fair rate, even though I was struggling with credit, the website is simple and easy to use and the team keep you informed every step of the way. Reviewed on: 20th December 2016

Easy and Brilliant loan

The loan I needed was perfect for me, fantastic rates for the amount they offered me, I have never worried about missing a payment and would dedicate use them again in the future Reviewed on: 20th December 2016

SIMPLE LOAN AND EASY TO SET UP

THIS WAS VERY QUICK PROCESS AND EASY TO FOLLOW LOAN Reviewed on: 20th December 2016

By Far The Best

My husband and myself have both taken loans with Zopa, my husband h has had two with them. They are easy to fill in forms and rapid response which is what you want. Would definitely recommend them and would use them again. Reviewed on: 20th December 2016

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