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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Mr

I have used Zopa a few times and had no trouble with then..cheap rates, great service.. easy to use. 100% satisfied great company Reviewed on: 20th December 2016

Simple Easy Affordable Rates

Taking out a loan can be difficult to understand, however with Zopa everything was clear and simple to understand. Paperwork was simple and easy to complete and Rates were very competitive. Reviewed on: 20th December 2016

Applying for a loan.

Easy and hassle free to apply for a loan and very friendly company to deal with. Reviewed on: 20th December 2016

Great!

Great fast service and very transparent. Easy online access to view info on your loan. Extremely happy. Reviewed on: 20th December 2016

Very good service

Very quick service loans paid employment very quick Reviewed on: 20th December 2016

Easy!

I took out a loan for my car online. It was approved within minutes and the money deposited in a day or two. Perfect and great rates. Reviewed on: 20th December 2016

Good loan

Good loan Good loan Good loan Good loan Reviewed on: 20th December 2016

Fast, efficient and a pleasure to deal with

The process was incredibly simple wit nothing hidden. The whole process was a pleasure and the honest way everything was said gives great confidence. Reviewed on: 20th December 2016

Perfect

Excellent service, easy to do and follow online. Great rate too! Which is why we hunt for a loan company! Reviewed on: 20th December 2016

Zopa the Great

Zopa listened to me when the main banks did not and Zopa offered a loan with a great interest rate. Reviewed on: 20th December 2016

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