Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Zopa the Great

Zopa listened to me when the main banks did not and Zopa offered a loan with a great interest rate. Reviewed on: 20th December 2016

Easy, helpful and fantastic service

I needed a new car urgently and they helped me get my loan to me in a time! thank you so much! Reviewed on: 20th December 2016

Quick, simple and a fair APR

The APR was the same as advertised unlike others that after a credit check (which is good) hike it right up. Very quick, easy service. Reviewed on: 20th December 2016

Excellent product and great service - tremendous value.

My loan application and completion were very straightforward and I'm extremely happy with their service and rates. Reviewed on: 20th December 2016

Brilliant service

I was renegotiating a existing loan onto one with a lower interest. Taking out a loan with Zopa for the same amount has saved me £20 a month by the reduction in interest charges. Even with the arrangement fee I am still better off and it was easy to do! Should have done it much sooner! Reviewed on: 20th December 2016

Fast and Simple

An amazingly easy product to apply for very fast service. Would definitely recommend. Reviewed on: 20th December 2016

Professional

I found Zopa loans to be very professional. I had know problems throughout the whole loan experience with Zopa. In fact I would recommend anyone that needed to take out a loan, to Zopa. Reviewed on: 20th December 2016

Great rates and amazing customer experience!

Quick and easy way to get a loan and manage it on your account. Very happy customer. Reviewed on: 20th December 2016

Much better than previous rates with larger banks

Previously had a loan which was a high interest rate after reviewing on different comparison sites Zopa came up as one of the best and lowest interest rates. Since changing I can see a difference in the loan amount coming down as I am not paying only interest at a high rate. It was extremely simple to apply for and had the money in my account quickly which I used to consolidate debt. Anyone I spoke to on the phone was helpful and the website was easy to navigate to get the initial quote. Reviewed on: 20th December 2016

Fast easy loan

Couldn't be easier to set up & manage. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Loans
from Future Finance 2.50 from 2 reviews
Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Personal Loan
from Updraft 4.96 from 11024 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub