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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Much better than my bank

Great service, great interest rates. Reviewed on: 20th December 2016

All round "Top Company"

Very easy to apply, quick decision & payment Reviewed on: 20th December 2016

A useful resource

I needed a loan straight away. Zopa provided me with a service second to none. I was vetted, approved and funded all within 48 hours. Highly recommended. Reviewed on: 20th December 2016

Fantastic, hassle free loans

We applied for a Zopa loan to buy a camper van. This was one of the fastest and simplest applications I have ever done. All completed on line within 10 days with amazing rates too. Perfect hassle free service. Well done Zopa Reviewed on: 20th December 2016

Loans

The repayments seem ok, but large arrangment fees to start cancel this out Reviewed on: 20th December 2016

Amazeballs

Great just great! Would use again. Reviewed on: 20th December 2016

the best rate in the market.

After taking a comsiderable time looking for the best rates Zopa came with an unbeatable offer and brilliant services, no hassle. Strongly recommend. Reviewed on: 20th December 2016

Easy as ABC

I was looking for a loan in order to purchase a van that I wanted to convert into a camper van. After checking the interest rates with all the regular high street lenders; I decided to check out the Zopa website. I was amazed at how clear and straight forward it was to use. My loan was agreed within two days and at a much lower rate that I had been offered by any other lender including my own bank who I have been with for over 25 years. Reviewed on: 20th December 2016

Why go anywhere else?

So easy and such a great idea, have recommended to friends looking to borrow and invest. Reviewed on: 20th December 2016

Fast service and not bombarded with communication and offers

Zoopa provide a great service and make it as easy as possible and as painfree as possible to set up the process! Really pleased thanks Reviewed on: 20th December 2016

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