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Zopa: Personal loan reviews

4.94
Based on 68,050 reviews, last reviewed 19th Mar 2026
273700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026
Edward H's avatar
Edward H

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68050)

Extremely easy process to apply and take out a loan when needed. I would definitely return to Zopa in the future if required!!

5
From start to finish Zopa were easy to use, quick, efficient and helpful with any customer service issues. No faffing, no hassle and feel valued as a customer. Reviewed on: 19th December 2016

Zopa Loan

5
Fast, easy, trustworthy. Great company to get you through a difficult time. Reviewed on: 19th December 2016

Excellent efficient Service

5
Zopa came highly recommended fast efficient service and great rates Reviewed on: 19th December 2016

Zopa Experiance

5
The quickest loan acceptance I have ever experienced, and the customer service is exemplary. The website is efficiently built and organized to enable simple navigation so that you can find all the details regarding your account very easily. In a nutshell a very friendly, fast and efficient organization. Reviewed on: 19th December 2016

Simple money transactions

5
Straight forward, good rates and simple to keep track of payments and pay off remaining totals. Reviewed on: 19th December 2016

Perfect low interest rates loan

5
Easy to apply , in your account in no time. Reviewed on: 19th December 2016

Great service and great rates

5
Setting up the loan was easy, every agent I spoke to was very helpful and the rate I was offered was the best around at the time. Very happy customer. Reviewed on: 19th December 2016

Simple and swift!

5
Got a loan from Zopa for a reliable motorcycle. Easy to do application and quick desicion allowing me to get the best bike for the money! Highly recomend! Reviewed on: 19th December 2016

Easy, friendly and efficient

5
From start to receiving the money was quick and princess. Highly recommended. Reviewed on: 19th December 2016

Good service, reasonable rates

5
Really good rates, quick and easy to apply online and it allows you to check affordability without affecting your credit rating. Really good service, would highly recommend. Reviewed on: 19th December 2016

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