Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Simplicity, ease and piece of mind.

Website was very easy to understand. It only took minutes to fill out the application, which was accepted very quickly. And the money was in my account within a couple of days. Overall brilliant!! Reviewed on: 19th December 2016

Easy money at reasonable cost.

I had never had a personal loan in all my 64 years. I read about Zopa on line when taking my first steps in this direction. I applied on line and received a phone call soon after confirming I really existed - and that was that. I had acquired my first personal loan with the minimum effort and at a rate which was the lowest available at the time of application. Reviewed on: 19th December 2016

Gave the best rates

They offered the best rates and it was really easy to apply online. Don't have anything bad to say about them Reviewed on: 19th December 2016

Simple and fast

I have had a lot of loans and by far Zopa has been the best find out what your tailored Apr is going to be in minutes and then takes not even 48 hours to hear if you have one and money in your account with 2 hours great great service highly recommend them. Reviewed on: 19th December 2016

10 out of 10

good and easy to get loan and the interest rate is very good and relayable very quick process to get the money Reviewed on: 19th December 2016

Excellent

Superb service and communication Reviewed on: 19th December 2016

First Class

Brilliant, easy, quick and as straightforward as you can get - a loan with Zoopla - highly recommended Reviewed on: 19th December 2016

So simple & easy to apply

No trick questions so long as you can afford monthly repayments it's easy Reviewed on: 19th December 2016

Great experience

The process was quick and easy. The website was easy to navigate. . Zopa communicated throughout and offered a fantastic rate. Reviewed on: 19th December 2016

Great loan provider

Easy to apply, competitive rates, great service Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan (discontinued)
from MyJar (inactive company) 4.57 from 108 reviews
Short-term loan
from Lending Stream 4.85 from 7602 reviews
Crowdfunding
from Emerging Crowd 0.00 from 0 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub