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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick and easy.......no fuss

What an Experience!!!!!! Nice simple way of applying for a loan with low interest rates.....Easy to keep tabs on my account with they're online enquiry site.....quick response and no trouble with the payment direct into my account.....How could I not recommend to a friend..... Reviewed on: 19th December 2016

Reliable and quick response to loan application.

On my 2nd loan with Zopa - excellent customer service and really fast response each time to application. Reviewed on: 19th December 2016

Quick, simple, value

I have spent longer buying things online, very quick and simple, next thing I know I have money in my account and I'm much less worried about having debt all over the place, best thing is you can go online and make other payments so it's extra easy! Reviewed on: 19th December 2016

Excellent company! Have recommended to many :-)

Taking out a loan with zopa was very easy and their rates were the best in the market. I have recommended them to many others and will use zopa again in the future! Reviewed on: 19th December 2016

Super service

I have a loan with Zopa. I can fully , 100% recommend Zopa as I have never had any problems whatsoever, and even though I'm not great with technology, I have found their site, to be easy to navigate. ......thank you Reviewed on: 19th December 2016

Low Cost Loan

Great rates and excellent customer services making it a smooth and easy transaction Reviewed on: 19th December 2016

Quick and easy with great terms and options to fit you.

I was very impressed by the low interest rates and after using pay day lenders, many years ago, it was great to feel like both party's were getting a fair deal. Highly recommend! Reviewed on: 19th December 2016

Easy

It was easy and professional to manage the loan Reviewed on: 19th December 2016

very clear communications at all times and top notch rates

Zopa is actually the first place I look whenever I want to take out a loan - 100% recommend!!! Reviewed on: 19th December 2016

Great rates, fast service

Best loan I could find by a mile. Quick process between signing up and receiving the money. Reviewed on: 19th December 2016

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