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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy

It was easy and professional to manage the loan Reviewed on: 19th December 2016

very clear communications at all times and top notch rates

Zopa is actually the first place I look whenever I want to take out a loan - 100% recommend!!! Reviewed on: 19th December 2016

Great rates, fast service

Best loan I could find by a mile. Quick process between signing up and receiving the money. Reviewed on: 19th December 2016

Simplicity, ease and piece of mind.

Website was very easy to understand. It only took minutes to fill out the application, which was accepted very quickly. And the money was in my account within a couple of days. Overall brilliant!! Reviewed on: 19th December 2016

Easy money at reasonable cost.

I had never had a personal loan in all my 64 years. I read about Zopa on line when taking my first steps in this direction. I applied on line and received a phone call soon after confirming I really existed - and that was that. I had acquired my first personal loan with the minimum effort and at a rate which was the lowest available at the time of application. Reviewed on: 19th December 2016

Gave the best rates

They offered the best rates and it was really easy to apply online. Don't have anything bad to say about them Reviewed on: 19th December 2016

Simple and fast

I have had a lot of loans and by far Zopa has been the best find out what your tailored Apr is going to be in minutes and then takes not even 48 hours to hear if you have one and money in your account with 2 hours great great service highly recommend them. Reviewed on: 19th December 2016

10 out of 10

good and easy to get loan and the interest rate is very good and relayable very quick process to get the money Reviewed on: 19th December 2016

Excellent

Superb service and communication Reviewed on: 19th December 2016

First Class

Brilliant, easy, quick and as straightforward as you can get - a loan with Zoopla - highly recommended Reviewed on: 19th December 2016

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