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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

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4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Excellent.

Will definitely be using again. Simple and quick process. Reviewed on: 19th December 2016

Great hassle free company to deal with!!

When taking out a loan to purchase a new car I found Zopa to be the friendliest, most easy to deal with and obliging company I have ever taken out a loan with. Reviewed on: 19th December 2016

Great value, easy on-line application.

Easy end-to-end process and very competitive interest rates. Loans are flexible too so you can pay them off early or apply for another top-up loan while your original loan is outstanding. Reviewed on: 19th December 2016

Excellent company with a great product.

It was a very simple experience. On line application and a follow up call to verify details. Reviewed on: 19th December 2016

Best lender I have dealt with.

Very easy to deal with great rates and fast service a pleasure to deal with Reviewed on: 19th December 2016

Getting A Good Deal.

Could not be easier. Apply online, wait and 'hey presto'. No extortionate Rates. Easy set up payments on Direct Debit. I would recommend Zopa and I am happy to use them again in the future! Reviewed on: 19th December 2016

Great service

The less hassle in completing the application form and speed of response was fantastic. Reviewed on: 19th December 2016

Fantastic quick and easy service

I had a very good experience when applying for my loan, A clear straight forward process and great rates! Reviewed on: 19th December 2016

Zopa is good

Good company.. easy to apply and flexible loans. Customer service is great too Reviewed on: 19th December 2016

Quick easy and pain free borrowing!

The whole process was simple and quick. I would recommend Zopa to friends and family who want to borrow. Reviewed on: 19th December 2016

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