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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

very pleased

Quick and easy with no hassle, the money was in the bank straight away Reviewed on: 19th December 2016

Easiest loan application ever!

Simplest and easiest loan application and approval ever! Reviewed on: 19th December 2016

Great lender, highly recommended

Loan sorted out very quickly and nothing was ever too much trouble when I had any questions and everyone I spoke to were extremely polite and helpful Reviewed on: 19th December 2016

Hassle free experience

Taking out a loan with zopa was a hassle free, totally transparent experience. Enough information was provided to enable me to decide whether or not to proceed. The decision making process was very quick. the decision was quick. Reviewed on: 19th December 2016

professional and an easy process

They made the process easy, were very professional. Very happy with the service Reviewed on: 19th December 2016

a quick and positive response to a fantastic discounted loan rate

I wanted a new loan and when I compared zopa loan rates to other competitors with similar loan deals, they were fantastic. I applied which took only a few minutes and a reply was instant. Zopa had to check some details but in a couple of days I was accepted and money in the account within days. I would recommend them to all my family and friends. Reviewed on: 19th December 2016

Easy company to deal with and great rates too

Used zopa a few times now and had good experiences every time Reviewed on: 19th December 2016

Fantastic loan company. Fast and friendly

Great alone company. Looking forward to get another loan Reviewed on: 19th December 2016

personal loans

Have taken 2 loans within a year with ease compared to banks. Reviewed on: 19th December 2016

Quick, simple, no fuss and cheaper than the rest

I applied for a £10K loan for home improvements. The rate was half that of my own banks best deal. I got a speedy decision and the money was in my account with a few days. This was the most hassle free and affordable loan I've ever had. Will use this service for my next car purchase too. I would/have recommend this to family and friends. This is the way forward. Reviewed on: 19th December 2016

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