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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

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4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Efficient and timely

I've had 2 Zopa loans and both applications have been extremely smooth. I like the fact that I can pay extra off as and when with no penalty... And of course the rates speak for themselves!!! Highly recommended Reviewed on: 19th December 2016

Support the ethos and admire the results

I like the principle of small lenders coming together and the ease with which you can participate as lender or borrower. Great idea and fabulously executed Reviewed on: 19th December 2016

Competitive and easy

Website very easy to use and very competitive rates. Would definitely use again if ever needed Reviewed on: 19th December 2016

Great and not a rip off

Found it really straight forward and they don't charge stupid amounts of interest Reviewed on: 19th December 2016

Can't recommend enough

Great business to deal with. They make what could be a stressful experience so simple Reviewed on: 19th December 2016

Fast and Efficient Loan service

The loan application process was very quick with a pre-assessment done using a soft search without affecting my credit report. Having qualified, the information required was straight forward and within 5mins my loan was approved! The interest rates on offer were best in class and I have the option to repay early without any charges. I have also found the FAQ section of the website to be very comprehensive and simple. Great service from Zopa. Highly recommend. Reviewed on: 19th December 2016

Excellent service made simple

Interest rates are great and the whole process is made very simple with great communication and explanation of services. Reviewed on: 19th December 2016

Keeping things simple

I have had the pleasure of contacting Zopa on two occasions and their service is exceptional and to be highly recommended. Thanks Zopa! Reviewed on: 19th December 2016

Best loan ever. I was dealt With speed politeness and efficiency. I am an oap and this is the very fisrt loan I have taken out So I guess I was first time lucky Well done and Thankyou Regards Martha

Iwas very nervous about taking out this loan,but I needed it for an emergency situation. But what I experienced the best sevice I have ever hadd Thank you very much Martha Reviewed on: 19th December 2016

Great service

Great customer service, easy to deal with. Reviewed on: 19th December 2016

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