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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Stress free

Help staff, stress free experience. Paid back in no time. Reviewed on: 19th December 2016

best loan provider

Easy process right the way through and money in my back so quickly! Reviewed on: 19th December 2016

Very efficient

Very fast response and even quicker payment into account Reviewed on: 19th December 2016

Great service

Quick, easy to use and affordable repayments! Reviewed on: 19th December 2016

loanerific

I received my loan decision within minutes. Got a great interest rate and the money was in my account very quickly. Can't recommend them highly enough. Reviewed on: 19th December 2016

Great loan company

I took out a loan with them. Great interest rate, user friendly and straight forward no hassle system, and fruendly customer service staff. Ready and willing to help. Reviewed on: 19th December 2016

Reputable and reliable

When I needed a small loan I needed quick access with a reputable and recommended company - after research I found Zopa - never heard of them before now - but their interest rates spoke for themselves. Reviewed on: 19th December 2016

Simple

Very efficient and professional through out the process which ended up with a far better Apr rate than anybody else. Will use again in the future Reviewed on: 19th December 2016

very pleased

Quick and easy with no hassle, the money was in the bank straight away Reviewed on: 19th December 2016

Easiest loan application ever!

Simplest and easiest loan application and approval ever! Reviewed on: 19th December 2016

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