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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple

Very efficient and professional through out the process which ended up with a far better Apr rate than anybody else. Will use again in the future Reviewed on: 19th December 2016

very pleased

Quick and easy with no hassle, the money was in the bank straight away Reviewed on: 19th December 2016

Easiest loan application ever!

Simplest and easiest loan application and approval ever! Reviewed on: 19th December 2016

Great lender, highly recommended

Loan sorted out very quickly and nothing was ever too much trouble when I had any questions and everyone I spoke to were extremely polite and helpful Reviewed on: 19th December 2016

Hassle free experience

Taking out a loan with zopa was a hassle free, totally transparent experience. Enough information was provided to enable me to decide whether or not to proceed. The decision making process was very quick. the decision was quick. Reviewed on: 19th December 2016

professional and an easy process

They made the process easy, were very professional. Very happy with the service Reviewed on: 19th December 2016

a quick and positive response to a fantastic discounted loan rate

I wanted a new loan and when I compared zopa loan rates to other competitors with similar loan deals, they were fantastic. I applied which took only a few minutes and a reply was instant. Zopa had to check some details but in a couple of days I was accepted and money in the account within days. I would recommend them to all my family and friends. Reviewed on: 19th December 2016

Easy company to deal with and great rates too

Used zopa a few times now and had good experiences every time Reviewed on: 19th December 2016

Fantastic loan company. Fast and friendly

Great alone company. Looking forward to get another loan Reviewed on: 19th December 2016

personal loans

Have taken 2 loans within a year with ease compared to banks. Reviewed on: 19th December 2016

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