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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fantastic service from Zopa, beat my high street banks interest rate by a mile

Highly recommend Zopa, they have low loan rates and excellent customer service Reviewed on: 19th December 2016

Easy application process great rates

Took me three days from start to finish and money was available in my bank account by the end of the third day. Reviewed on: 19th December 2016

Stress free

Help staff, stress free experience. Paid back in no time. Reviewed on: 19th December 2016

best loan provider

Easy process right the way through and money in my back so quickly! Reviewed on: 19th December 2016

Very efficient

Very fast response and even quicker payment into account Reviewed on: 19th December 2016

Great service

Quick, easy to use and affordable repayments! Reviewed on: 19th December 2016

loanerific

I received my loan decision within minutes. Got a great interest rate and the money was in my account very quickly. Can't recommend them highly enough. Reviewed on: 19th December 2016

Great loan company

I took out a loan with them. Great interest rate, user friendly and straight forward no hassle system, and fruendly customer service staff. Ready and willing to help. Reviewed on: 19th December 2016

Reputable and reliable

When I needed a small loan I needed quick access with a reputable and recommended company - after research I found Zopa - never heard of them before now - but their interest rates spoke for themselves. Reviewed on: 19th December 2016

Simple

Very efficient and professional through out the process which ended up with a far better Apr rate than anybody else. Will use again in the future Reviewed on: 19th December 2016

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