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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

My experience with Zopa

I required a loan in order for me to purchase a car. I found Zopa on google and did a little research and found great reviews. I then went through the quick and easy application process. I had a very quick response to say my loan has been approved and the monies were in my account within three days. I would definitely recommend Zopa, especially for first time borrowers like myself. Reviewed on: 19th December 2016

Fantastic service

Fantastic service quick easy and always on hand to help absolute life safer when I needed a helping hand, professional, fair and friendly. Reviewed on: 19th December 2016

Quick, Easy, Transparent

Great Service. Easy to use. Clear interest rates & payment schedule. Good online system. Reviewed on: 19th December 2016

Easy to use

Simple to use and check the status of my loan and now my lending Reviewed on: 19th December 2016

hassel free

because of my age and retired from work i was having difficulty getting a loan after trying at least 5 other companies i came across Zopa and there were no problems, got the amount i wanted when i wanted it, fantastic. Reviewed on: 19th December 2016

Quick easy and simple

Very quick and easy application process. Sooooo easy Reviewed on: 19th December 2016

So easy and rates are brilliant

The website is easy to use. Everything is explained clearly and the whole process is so quick. Reviewed on: 19th December 2016

Grrrreeeeeaaat!!!!!!

Great rate, fast efficient and helpful. Couldn't ask for more :) Reviewed on: 19th December 2016

Fantastic

I was looking for a loan for my kitchen I applied and I was accepted within minutes I was surprised how quickly the loan went through and how easy it is to check my account. Brilliant! Reviewed on: 19th December 2016

Excellent account management.

Very good experience. They have very good online account management. Reviewed on: 19th December 2016

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