Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

View other Zopa products

4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69077)

Quick, reliable, easy to manage experience

The whole journey from start to finish has been great. I got my loan quickly and easily. I am also able to manage my account online. Not one problem with the service I have received. I'd definitely recommend them! Reviewed on: 19th December 2016

Perfect for loans!

The process of taking out a loan is really easy, only took 24hrs for me to be accepted. Also love the fact you can pay back early with no fees Reviewed on: 19th December 2016

Professional, easy and reliable

Very easy and an excellent service that has impressed me from the very start. Very glad to have chosen to take out a loan through Zopa. Reviewed on: 19th December 2016

Quick, easy and excellent rate!

From start to finish, the whole process was hassle free and easy to apply. Clear and concise information on the price you pay back and terms. Reviewed on: 19th December 2016

Applying for a loan

From the moment I spoke to someone from the team, I knew the care and after care was going to be first class. I would highly recommend Zopa to friends and family. Keep up the good work!!!! Reviewed on: 19th December 2016

Excellent service

On my 4th loan with Zopa; brilliant service and quick decisions every time - no hesitation in making a recommendation! Reviewed on: 19th December 2016

Very efficient and personable. Hassle free servuce

A very personals and efficient service and nice people. Reviewed on: 19th December 2016

Quick and easy, hassle free service!

I took out a loan in August. The online application was simple and secure. Everything was done online and I received the funds within 3 working days. I never get spam or nuisance emails from Zopa. Excellent. Reviewed on: 19th December 2016

Best loan company out there

Very easy to deal with zopa. Fast progress pay out .no 1 in my book Reviewed on: 19th December 2016

zopa to the rescue!

I just brought a house & as you can imagine once the deposit & fees have been paid you need that little extra to help you get started on decorating & everything else i was also getting married aswell so money was really tight! Didnt have no help of anybody else so i thought look at some loan rates & Zopa loans was by far that most eyecatching loan that popped on my screen. The interest rates was lower than anybody else really good fast payment service & also no charges on early repayments honestly i cleared my loan off in its first year & will definitely recommend this to any person thats wanting to take out a loan Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 4.02 from 23 reviews
Loans
from Thamesbank Credit Union 3.85 from 15 reviews
Payday Loan
from JL Money 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44336 reviews
Current account
from Zopa 4.93 from 6582 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub