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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Grrrreeeeeaaat!!!!!!

Great rate, fast efficient and helpful. Couldn't ask for more :) Reviewed on: 19th December 2016

Fantastic

I was looking for a loan for my kitchen I applied and I was accepted within minutes I was surprised how quickly the loan went through and how easy it is to check my account. Brilliant! Reviewed on: 19th December 2016

Excellent account management.

Very good experience. They have very good online account management. Reviewed on: 19th December 2016

Quick and efficient customer service

I have a loan woth Zopa. And i like when i call to male an extra payment I'm served really quickly and advisors are nice and polite. I do value excellent customer service and next time when i need a loan i will come back again. Tatjana Reviewed on: 19th December 2016

Fast and easy

Easy , fast loan . Simple for the customer. Reviewed on: 19th December 2016

Quick & simple

I first heard of Zopa through Experian. The whole experience has been fuss free & very straightforward. My application was dealt with quickly & efficiently, I would definitely recommend Zopa Reviewed on: 19th December 2016

First class!

Applied online, easy to navigate and simple form. Quick decision. Money transferred quickly to my account. Seemed almost too easy! No hassle whatsoever. Will use again. Reviewed on: 19th December 2016

Amazing

Quick service. Perfect communication. Excellent rates. Could not be happier. Reviewed on: 19th December 2016

So simple and very quick, no nonsense loans

Easy to use and understand, a few clicks and you know if you can and how much it will cost with the benefit of knowing you can repay with no penalty. Reviewed on: 19th December 2016

quick and cheap rate

I got a loan for buying a car , it was quick and easy steps to complete the whole process . The interest rate is much less than the major banks. Im really happy with it Reviewed on: 19th December 2016

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