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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

The nicest way to borrow money!

Great customer service, friendly, efficient and great rates. I love knowing that I'm being helped by individuals, and hope I'll be able to help others one day in return. Reviewed on: 19th December 2016

Quality service in a quick way

I took a loan with Zopa this year. Almost zero formalities, all information given online, fast and very friendly customer service. Reviewed on: 19th December 2016

Good

Quick n easy 1 simple call few paperwork details done !!!! Reviewed on: 19th December 2016

Great service

Required a loan for home improvements. Quick desicion and very competitive rates. Reviewed on: 19th December 2016

Great loan rates!

I applied to zopa for a loan. Was offered competitive rates, and money was in my account within two weeks. Reviewed on: 19th December 2016

Quick and very easy

All done online when I had time to complete the application. Very easy to do with a great interest rate and the money was in my account really quickly. Reviewed on: 19th December 2016

Great speedy service

This was easy from initial enquiry to depositing of the money in my account. The interest rate was also very competitive Reviewed on: 19th December 2016

Perfect. No hassle no complications

Applied for a loan and once approved money was in my account very quickly. No hidden costs everything is in black and white and explained clearly up front. I will definitely use them again Reviewed on: 19th December 2016

Good service

Simple easy application and great service Reviewed on: 19th December 2016

Hassle free loan

So easy to apply and go through the application process. I ended up repaying my loan early and that process was also simple. Reviewed on: 19th December 2016

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