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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,076 reviews, last reviewed 21st Apr 2026
12% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026
Mighty's avatar
Mighty

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

customer service

5
Great customer service and hassle free. Very good and quick when needed to deal with anything and always helpful. Reviewed on: 19th December 2016
Kevin brown 's avatar
Kevin brown

Absolutely amazing!

5
Was very desperate for a quick cash fix at a hard time and did not want to take out one of those expensive pay day loans so looked online and came across Zopa.. very cheap! Very quick! I'm a VERY VERY happy customer.. HIGHLY recommended!!! Thanks Zopa! Reviewed on: 19th December 2016
Amy Cross's avatar
Amy Cross

Zoos loan

4
Extremely easy and straight forward, no problems and would definitely use them again Reviewed on: 19th December 2016
Adrian Knox's avatar
Adrian Knox

Very easy, quick decision and in my case the best rate on the market

5
As above very happy experience, customer service, efficiency and in my case the best rate on the market Reviewed on: 19th December 2016
Ashley Chittock 's avatar
Ashley Chittock

Always a please

5
Fantastic, fast, easy transaction, low rates! Reviewed on: 19th December 2016
Chris Stephens's avatar
Chris Stephens

A difference...

5
Because that's what Zopa made at a time when it was important to me... Once my details were given to them, they gave me an instant decision, loan to follow with really competitive rates.... Not only was this different....it really made a difference. So I vote for Zopa.....a direct professional experience that wants to make a difference... Thank you! Gaz Reviewed on: 19th December 2016
Gary O'Donnell's avatar
Gary O'Donnell

Very easy to apply and easy to use website.

5
Very honest website the apr that was shown was the same as what i got. Applying for the loan was easy Reviewed on: 19th December 2016
Luke Rennie's avatar
Luke Rennie

Their service from start to finish was excellent!

5
I first used Zopa when they first were established and right from start to finish they were amazing and I had the money within 72hrs after taking that option. Reviewed on: 19th December 2016
Adam Sanchez's avatar
Adam Sanchez

Excellent

5
Zopa were brilliant throughout. They offered a really low interest rate, the money was with me the same day, and they let me pay back early without any fees. I can't recommend them highly enough! Reviewed on: 19th December 2016
Manish Maisuria 's avatar
Manish Maisuria

Easy and quick, no silly interest rates

5
Helped me when I needed the most. No stupid interest rates, no hidden fees. Thank you Zopa for preventing me hit rock bottom and to preventing me from taking a loan and be in debt for the rest of my life! Reviewed on: 19th December 2016
Sandra Neto's avatar
Sandra Neto

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