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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Good service

Simple easy application and great service Reviewed on: 19th December 2016

Hassle free loan

So easy to apply and go through the application process. I ended up repaying my loan early and that process was also simple. Reviewed on: 19th December 2016

Perfect loan experience, great rate, perfect service.

Experience second to none. Speedy process, best rate, and funds available within 5 working days from start to end. What's not to like? Reviewed on: 19th December 2016

customer service

Great customer service and hassle free. Very good and quick when needed to deal with anything and always helpful. Reviewed on: 19th December 2016

Absolutely amazing!

Was very desperate for a quick cash fix at a hard time and did not want to take out one of those expensive pay day loans so looked online and came across Zopa.. very cheap! Very quick! I'm a VERY VERY happy customer.. HIGHLY recommended!!! Thanks Zopa! Reviewed on: 19th December 2016

Zoos loan

Extremely easy and straight forward, no problems and would definitely use them again Reviewed on: 19th December 2016

Very easy, quick decision and in my case the best rate on the market

As above very happy experience, customer service, efficiency and in my case the best rate on the market Reviewed on: 19th December 2016

Always a please

Fantastic, fast, easy transaction, low rates! Reviewed on: 19th December 2016

A difference...

Because that's what Zopa made at a time when it was important to me... Once my details were given to them, they gave me an instant decision, loan to follow with really competitive rates.... Not only was this different....it really made a difference. So I vote for Zopa.....a direct professional experience that wants to make a difference... Thank you! Gaz Reviewed on: 19th December 2016

Very easy to apply and easy to use website.

Very honest website the apr that was shown was the same as what i got. Applying for the loan was easy Reviewed on: 19th December 2016

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