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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Quick efficient

From start to finish the service was 1st class .. Reviewed on: 19th December 2016

The best

Plain and simple to apply, quick response with an easy setup. What more can one want. Reviewed on: 19th December 2016

Quick and easy

Website was easy and straight forward. Quick and easy to use and the money transferred quickly too. Easy to modify payment dates etc after the loan was set up Reviewed on: 19th December 2016

Fast and simple

The quickest and easy loan process I've ever done. First class Reviewed on: 19th December 2016

Easy peasy loan application

Easy and quick and all round felt a really positive experience. I like the concept of how Zopa work the fact that actually getting the loan was simple made it all the better. Reviewed on: 19th December 2016

Easy and quick

Really straight forward to organise my loan. And the cheapest rate! Would recommend! Reviewed on: 19th December 2016

Very impressed,

Simple to navigate the website and instant notification Reviewed on: 19th December 2016

Quick response, quick payment all in all a good company would highly recommend to anyone

We're very helpful, I had a very quick and positive response when other companies would not look at me, I have a lot to thank Zopa for Reviewed on: 19th December 2016

Zopa top dog of loans

Zopas site was so easy to use and within a few days had all the funds I requested Reviewed on: 19th December 2016

it was quite easy to apply and money transfer was quick. quite impressed.

i was a bit sceptical to apply online initially , worried about security ,payment protection insurance and so on. but I found that Zopa application was quite straightforward and easy, rate of interest was also very very competitive. Reviewed on: 19th December 2016

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