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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Very good lender.

Good interest rates and a quick and painless process to secure my loan. Reviewed on: 19th December 2016

Great product. Easy to use and great having ability to pay off sooner.

Great product. Easy to use and great having ability to pay off sooner. Reviewed on: 19th December 2016

Excellent caring customer service.

I was approved for a loan which I received very fast into my account. I did not need this loan after all and panicked a little but I spoke with a lovely calming customer service employee who helped me through the process to amend this. I was so nervous and scared that it was too late but it wasn't and I was so relieved. But I will without a doubt be using zopa again if I needed too. Reviewed on: 19th December 2016

Fast, easy, great rates!

Took less than ten minutes and the money was in my account within two days - far cheaper than the car finance I was offer d by dealer, and no early settlement fees! Reviewed on: 19th December 2016

Zopa were effecient, helpful and quick and I have had no problems at all.

They have been helpful and effecient throughout Reviewed on: 19th December 2016

Great loan provider

Ease of applying and receiving the money made the whole process stress free! Reviewed on: 19th December 2016

quick,simple,competitive

Easy,decision as great rates,simple online form,speedy transfer Reviewed on: 19th December 2016

Great fast and easy service

Great experience, quick and easy to use and great rates available also. Reviewed on: 19th December 2016

Zopa is zuper!

Easy peasy! Clear interest rates and lending facts. What more could you ask for. I had a loan for 5 years with zopa! They are z-uper! Reviewed on: 19th December 2016

easy with no stress

interest low very easy to apply recommend 100% Reviewed on: 19th December 2016

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