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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

fast, easy, great APR. Perfect when needed. I wouldn't hesitate next time

I would definetely recommend this to whoever is in need. I needed it twice in the past yeras and they cane on top easily each and every time. Very simple to apply and indeed you get the answer very quick. Well done Zopa Reviewed on: 19th December 2016

Low rates fast funding and easy to use website. Already recommended to a few.

Really fast to apply and get accepted, really low rates and website is extremely friendly to use. Customer service is also amazing and the staff are knowledgeable and helpful. Reviewed on: 19th December 2016

Brilliant

Fast efficient, clear concise, best rates ever. Can not reccomend Zopa enough. Although i already have to family and friends. Evetything so straight forward. Reviewed on: 19th December 2016

Zopa on top, non-stop

It was simple, easy and actually very cheap conpared to many others. Reviewed on: 19th December 2016

Amazing service with no complications.

Zopa handled my application in a speedy manner and they were in constant communication with me every step of the way. They allow me to change payment dates if needed and I have my account linked to my phone so I can always check my balance and make additional payments. Have recommended to many friends and family members. Reviewed on: 19th December 2016

Brill

Perfect, hassle free straight forward Reviewed on: 19th December 2016

Quick and Efficient

I wanted a loan to make some home improvemts. Zopa had the best rate available and the money was in my account very quickly. There was minimal forms to fill in and it was a very easy process. Reviewed on: 19th December 2016

Great

Really easy to manage online once you've taken out the loan, easy to set up in the first place Reviewed on: 19th December 2016

Low interest and prompt decision

Competitive interest rate, approved promptly and paid promptly. I requested a change in repayment date and it was approved immediately with no problem (with an appropriate tiny change in the interest). Reviewed on: 19th December 2016

A easy and by far the best company to deal with

It was so easy and In exhaustive application with clear questions with quick decision Reviewed on: 19th December 2016

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