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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

No fuss, no gimmicks, no problem!

Can't recommend highly enough. The whole online process was easy to navigate and complete. Fantastic interest rate, flexible terms, clear and concise wording. What more can you ask for? Reviewed on: 19th December 2016

First Class

Awesome! Quick easy and effortless. Fantastic service. Easiest loan I have ever applied for. Will definitely use them again and recommend to everyone. Reviewed on: 19th December 2016

Brilliant company will definitely use again.

Fast and reliable company. Brilliant website helps keep track of all your payments and information. No problems at all will definitely use again Reviewed on: 19th December 2016

Great company at fantastic rates

I'm on my second loan with Zopa and am delighted with their service and loyalty to their customers. Hassle free and very flexible when making payments. I would recommend anyone a Zopa loan :-) Reviewed on: 19th December 2016

Simple & efficient

The whole experience was without hassle. Reviewed on: 19th December 2016

Great Interest Rate on Personal Loan

The interest received on the loan I took out was low compared to some other money lenders and this has made my monthly repayment easy to pay. I have already recommended Zopa to friends that needed personal loan. Additionally, zopa doesn't waste time to credit your bank account once you are approved. Reviewed on: 19th December 2016

Great company no problem staff great

First class help first class got to try it Reviewed on: 19th December 2016

Fast effective process

They did exactly what they said, when they said it. Reviewed on: 19th December 2016

Life savers

They are what they say they are; Zooooopaaaaa! Money in your account. All done online by myself, no questions, no hustle... Reviewed on: 19th December 2016

Fantastic service

I have had a loan with Zopa and wished to extend/reapply and consolidate the existing residual amount. It took moments, with an easy to use website and helpful call centre. Cannot recommend them enough Reviewed on: 19th December 2016

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